Best Auto Loans & Business Banking | Apple Gainesville VA Credit Union

Introduction

Welcome to Apple, your trusted financial partner in the heart of Gainesville, VA! Located at 14385 Mcgraws Corner Drive, our branch has been serving the community since 1956. With a strong commitment to helping our members achieve their financial goals, we take pride in providing a wide range of services tailored to meet your needs. At Apple, we understand that trust and reliability are key when it comes to managing your finances. Our dedicated team of 547 employees, led by CEO Andrew Grimm and Board President Calanthia Tucker, is here to guide you through every step of your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, we've got you covered. With a total membership exceeding 252,502 and total assets reaching an impressive $4,525,853,838, our credit union is financially sound and ready to support you. We currently offer over 151,818 loans and leases while maintaining total deposits of $373,298,104. Our net worth stands at $467,201,465, ensuring that we can continue to serve you with stability and confidence. While you can visit us at our Gainesville location for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 1200, Fairfax, VA 22038. We invite you to explore the benefits of being a member of Apple Credit Union. Visit our website at http://www.applefcu.org or give us a call at 703-788-4800 to learn more about how we can help you succeed financially. Join us today and experience the Apple difference!

Branch History & Mission

Community Focus

We take pride in being more than just a credit union; we are an active part of the Gainesville community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact. From financial education workshops to charitable events, our goal is to uplift those around us. In addition to traditional banking services, we embrace modern solutions like online banking and mobile payments for your convenience. We also ensure that all facilities comply with ADA standards so that everyone can access our services comfortably. Join us at Apple Federal Credit Union and experience firsthand how we blend tradition with innovation for your financial success. Become a member today and be part of a community-focused institution that truly cares about you! For more information or assistance, feel free to reach out at 703-788-4800 or visit us online at applefcu.org.

Our Journey

From our inception, we have focused on serving our members with integrity and dedication. Over the decades, we have expanded our offerings and embraced technology while staying true to our roots. With total assets now exceeding $4.5 billion, we are proud to provide a wide range of financial services tailored to meet the evolving needs of our community. Whether it's personal banking, auto loans, or business financing, our aim has always been to empower individuals and families in achieving their financial goals.

Our Mission

At Apple Federal Credit Union, our mission is simple yet impactful: to enhance the financial well-being of our members while supporting local communities. We strive to offer competitive rates and accessible services that make banking easier for everyone. Our commitment goes beyond numbers; we believe in creating lasting relationships based on trust and support. While members can visit us at 14385 Mcgraws Corner Drive Gainesville Va 20155, official correspondence should be sent to PO Box 1200, Fairfax, VA 22038 if needed. Our doors are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., ensuring you can find time that works for your busy schedule.

Branch Location & Accessibility

Get in Touch!

While members can visit us at our Gainesville location, if you need to send official correspondence, please use our mailing address at PO Box 1200, Fairfax, VA 22038. For any questions or assistance, feel free to call us at 703-788-4800. We invite you to come by the Apple Gainesville Branch today our team is ready to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated close to popular spots like the Gainesville Marketplace, our branch is easy to find and access. We offer ample parking space right outside, ensuring that you can park with ease. Plus, we are committed to accessibility for all members; our facility includes features like ADA-compliant entrances and ramps.

Operating Hours and Services

At the Apple Gainesville Branch, we value your time. Our walk-in hours are set from Monday to Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Need more flexibility? Our drive-thru service is available Monday through Friday from 9:00 a.m. to 7:00 p.m., and on Saturday until 1:00 p.m., making it easier than ever for you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. We also offer a wide array of services tailored just for you! From personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got everything you need under one roof. If you're looking for online banking options or ATM access for cash withdrawals and balance checks, you'll find that too our ATM services are readily available.

Member Eligibility

Joining the Apple community at Apple is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll need to meet some simple eligibility requirements, which generally include being a resident of the area or working for certain employers or organizations associated with us. This means if you live in or around Gainesville, VA, you're likely already eligible! To get all the details on what it takes to join, check out our eligibility page at http://www.applefcu.org/appleweb/membership. Opening your account at Apple is easy and straightforward. Once you're ready to take this step, you can start the process online by visiting our account opening page at https://onlinebanking.applefcu.org/registration, or feel free to give us a call at (703) 788-4800 if you have any questions. We're here to help you every step of the way, and we look forward to welcoming you to our branch located at 14385 Mcgraws Corner Drive Gainesville Va 20155!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your store. Our merchant services help you streamline transactions, making it easier for you to focus on what matters most growing your business. Located at 14385 Mcgraws Corner Drive Gainesville Va 20155 in Gainesville, VA, we're here to partner with you every step of the way. Visit us today or call (703) 788-4800 to learn more about how our business banking and commercial services can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $252 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $83 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,989,847, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer tailored Business Banking solutions including Merchant Services & Business Loans. Our goal is to support your business growth with flexible financing options that fit your needs.

Call to Action

Ready to take control of your financial future? Visit us at our Gainesville branch or call us at 703-788-4800 to learn more about how we can help you achieve your financial goals. Join the Apple family today! For more information about membership eligibility, check out this link. You can also start opening an account by visiting here.

Convenient Access Points

At Apple, we recognize the importance of convenience in banking. Our location features an ATM for easy cash withdrawals and balance checks, along with basic drive-thru banking services for quick deposits and transactions. Whether you prefer visiting us in person or managing everything digitally, we've made it easy for you.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards program! Enjoy the perks of earning rewards while making everyday purchases. It's an excellent way to get more from your spending.

Loans and Financing

When it comes to financing your dreams, Apple has got you covered. Need a new car? Our Auto Loans & Vehicle Financing options make purchasing a vehicle simple and stress-free. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services that help you navigate the path to owning your own home. We also provide Personal Loans & Debt Consolidation solutions that can help relieve financial pressure by combining multiple debts into one manageable payment.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why we offer Personal Banking options including Checking & Savings Accounts designed for everyday transactions and long-term savings goals. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. With features like e-statements and mobile payments, you can manage your finances on-the-go without any hassle.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're at home or out and about, accessing your accounts is just a few taps away. Our user-friendly interface ensures that you can navigate through all services with ease. Need assistance? Our support team is just a call away at (703) 788-4800. With all these tools at your fingertips, keeping track of your finances becomes less stressful and more manageable. Join us at Apple today and experience the convenience of modern banking!

Key Features

Our online banking services come with features that prioritize your security and make managing your money straightforward. With electronic signature authorization available, signing important documents has never been simpler or safer. You can also opt for e-statements, which not only help the environment but also allow you to keep track of your transactions without the clutter of paper. If you're always on the go, you'll love our mobile application that lets you manage your accounts right from your smartphone. You can even make mobile payments effortlessly just tap and go! Plus, our person-to-person transfer feature allows you to send money quickly to friends or family without any hassle.

Financial Strength

Member-Centric Savings

Your savings are secured through $1,337,410,656 in share certificates and $656,410,956 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $203,158, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 516 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

Our commitment to serving you is reflected in our $448,224,620 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $17,305 in used auto loans and $2,942,402,119 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $467,201,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,031 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Apple is your trusted partner. Visit us at 14385 Mcgraws Corner Drive Gainesville Va 20155 or call (703) 788-4800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Information

Whether you're looking to refinance your current loan or explore eligibility options, our team is here to help answer your questions and guide you through the process. At Apple, we're dedicated to making your borrowing experience straightforward and beneficial. For more details about our loan offerings or to discuss what might work best for you, please reach out to us at (703) 788-4800. We're excited to assist you on your financial journey! Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $362,268,643 in used vehicle loans and $396,714,018 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $400,989,847 provide the capital needed to grow and expand your business. We understand the challenges businesses face and are here to support you with financial solutions that fit your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $146,573,183 in loans helping members manage their finances effectively. This can be an excellent choice for unexpected expenses or consolidating debt into one manageable payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $257,442,687, make buying or refinancing simple. We provide clear guidance throughout the process, ensuring you feel confident every step of the way.

Loan Aggregator

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Apple

Type of Loan Offerings

Personal Loans

Vehicle Loans