Personal Loans in Gainesville, VA

Looking to borrow money in Gainesville, VA? Compare personal loan offers from trusted local lenders to find competitive rates and terms that fit your needs. Whether it’s for an emergency or a big purchase, you can get fast funds without the hassle.

Local credit unions and banks in Gainesville understand our community and offer flexible loans designed to help you reach your goals. Take a moment to explore your options and choose the best loan that works for your budget and timeline.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
ussfcu
5.49 - 18 %
2 - 7 Yrs
1,000 - $70,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
chartway
8.24 - 12.24 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. United States Senate has a Bridge to retirement loan with a 5.49% APR that has stayed the same over the past 7 and 60 days. Their Personal loan has a 9.49% APR, which also remains unchanged from 7 and 60 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

🏦 All Local Lenders in Gainesville, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
APPLE FEDERAL CREDIT UNION
14385 MCGRAWS CORNER DRIVE GAINESVILLE VA 20155
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,525,853,838
Deposits: $373,298,104
Net Worth: $467,201,465
Employees: 547
Members: 252,502
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
8032 TYSONS OAKS CT GAINESVILLE VA 20155
Assets: $12,293,389
Deposits: $178,065
Net Worth: $1,438,926
Employees: 3
Members: 519
NORTHWEST FEDERAL CREDIT UNION
7500 WEBB DR GAINESVILLE VA 20155
ATM
Drive-Thru
P2P
E-Statements
Assets: $4,810,199,243
Deposits: $891,922,313
Net Worth: $526,751,159
Employees: 543
Members: 283,490
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
7925 STONEWALL SHOPS SQ GAINESVILLE VA 20155
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179

🏘️ All the Lenders Available in Prince William County, VA

✅APPLE FEDERAL CREDIT UNION
✅CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
✅NORTHWEST FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MARINE 12977 CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅PWC EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Gainesville, VA

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