Our commitment goes beyond just providing financial products; we strive to make a positive impact in the communities we serve. With total deposits reaching $178,065, we ensure that your money is not only safe but also working for you. Our dedicated team of 3 employees, led by CEO Ming-Shyong Wu and Board President Ming Hong Chow, is here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 8032 TYSONS OAKS CT, GAINESVILLE, VA 20155.
We invite you to explore how Capital Area Taiwanese can help you achieve your financial goals. Feel free to reach out by calling us at 301-916-1008 or stop by during our operating hours from 9:30 AM to 5:30 PM on weekdays. Join us today and experience the difference that community-focused banking can make!
We take pride in our community involvement and outreach efforts. By forming partnerships with local organizations, we strive to uplift those around us through various programs and initiatives. As a member-focused institution, we are dedicated to creating a positive impact where it matters most. With no ATM or drive-thru services available currently, we emphasize personalized interactions and direct communication with our team who are always ready to assist you.
As we continue this journey together, we invite you to become part of the Capital Area Taiwanese family. Experience firsthand the benefits of membership that prioritizes your financial health and community spirit. Contact us today at 301-916-1008 or visit us during lobby hours let's build a brighter future together!
From humble beginnings, we have achieved remarkable milestones. As of now, our total assets stand at an impressive $12,293,389. This growth reflects not just our financial stability but also the trust and confidence our members place in us. Over the years, we have embraced change and innovation while staying true to our mission of serving the community. With dedicated staff and a commitment to excellence, we strive to provide personalized banking solutions that empower individuals and families alike.
Our mission at Capital Area Taiwanese goes beyond just offering financial services; it's about building lasting relationships within our community. We believe that everyone deserves access to quality banking options that enhance their financial well-being. Whether it's personal banking through checking and savings accounts or vehicle financing options like auto loans, we are here to help our members achieve their goals. While members can visit us at 8032 Tysons Oaks Ct for face-to-face assistance during our operating hours from 9:30 AM to 5:30 PM on weekdays, official correspondence should be sent to the same address listed as our mailing address. Additionally, we offer shared service center availability for those who may need assistance outside of regular hours.
While we don't have an ATM or drive-thru service at this location, we do offer shared services for partner credit union members. This means you can handle basic transactions like deposits and withdrawals seamlessly even if you belong to another participating credit union. If you need to send official correspondence, please note that while our branch address is 8032 Tysons Oaks Ct, official mail should be directed to the same address for your convenience. We invite you to visit us soon! Whether you're looking to open a new account or explore loan options, the Capital Area Taiwanese branch is ready to meet your needs. Come see us today!
At our branch, we prioritize your comfort and convenience. While visiting us at 8032 Tysons Oaks Ct, feel free to take advantage of our ample parking spaces. We ensure that all visitors can access our facilities easily, with features designed for everyone, including those who may need additional assistance. We're open Monday through Friday from 9:30 AM to 5:30 PM, making it easy to fit banking into your busy schedule. If you have any questions or need assistance, don't hesitate to give us a call at 301-916-1008. Our friendly team is here to help you with personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards.
Imagine this: Your restaurant just opened, and you need an efficient way for customers to pay. Our merchant services can streamline transactions so you can focus on delighting your patrons. From card processing to point-of-sale systems, we provide tools that help you manage cash flow effectively. At Capital Area Taiwanese, located at 8032 Tysons Oaks Ct Gainesville Va 20155, we are dedicated to fueling your business ambitions. Let us be part of your success story! Reach out today at (301) 916-1008 to learn more about how our business banking and commercial services can meet your needs.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
At Capital Area Taiwanese, we are here for all your banking needs from personal finance management to business solutions. Have questions or need assistance? Don't hesitate to reach out! You can contact us at 301-916-1008 during our lobby hours from 9:30 AM to 5:30 PM on weekdays. Join us in experiencing how banking should feel friendly, accessible, and supportive of your financial journey! Explore all these services and more by visiting us today!
For those who love rewards, our Credit Cards with Rewards program lets you earn points on everyday purchases perfect for travel enthusiasts or anyone who enjoys getting more from their spending. For local businesses, we offer comprehensive Business Banking solutions. From merchant services that facilitate transactions to business loans designed to help you grow, we are committed to supporting the entrepreneurial spirit in our community.
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, you'll find everything at your fingertips. While we currently do not have ATMs directly available at our branch or drive-thru services, we offer ATM & Cash Withdrawal Services through shared branches for easy access to your cash when needed. Our Basic Shared Branch Transactions allow members from partner credit unions to deposit and withdraw funds effortlessly.
We understand that managing your finances is a top priority. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save while enjoying easy access to your funds. For those looking to make significant purchases, our Auto Loans & Vehicle Financing options provide flexible terms that fit your budget, ensuring you can get behind the wheel without hassle. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process with competitive rates and personalized support. Additionally, our Personal Loans & Debt Consolidation options can assist in managing expenses and consolidating debt into manageable payments.
With our online banking services, available, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Although we currently do not offer electronic signatures, e-statements, or mobile payment options, we prioritize user-friendly access to help you manage your finances efficiently.
Though some digital features may not yet be part of our offerings, we're continuously looking to enhance our services to better serve our members. Experience the convenience of banking with us at Capital Area Taiwanese, where we are committed to providing accessible and secure financial solutions tailored just for you!
Imagine having the ability to monitor your accounts 24/7. Our online banking platform allows you to see real-time updates on your transactions and balances. While we do not have a dedicated mobile application right now, our website is optimized for use on smartphones and tablets, making it easy for you to navigate wherever you are.
We take security seriously at Capital Area Taiwanese. Although features like person-to-person transfers are not currently available, our online platform ensures that any transactions you make are protected with robust security measures. You can feel confident knowing that your financial information is safe while using our services.
With $1,282,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $8,206,816 in total loans and leases. Our operational efficiency is reflected in our $14,273, enabling us to continue offering competitive loan rates and solid financial products for our members.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Area Taiwanese is your trusted partner. Visit us at 8032 Tysons Oaks Ct Gainesville Va 20155 or call (301) 916-1008 to learn more about how we can help you achieve your financial goals.
We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 803, it's clear that many trust us with their finances.
Members' savings are secured through $10,154,445 in share certificates and $116,701 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $1,438,926, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $89,726 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or improve their terms.
We offer flexible credit lines totaling $1,500,000. This can be an excellent resource for managing unexpected expenses or consolidating debt. Our team is here to discuss eligibility options and how we can tailor these lines to fit your needs.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we're ready to assist you when you're ready to take that next step toward owning a home.
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for easy repayment options. Our branch is located at 8032 Tysons Oaks Ct, Gainesville, VA 20155. If you have any questions about our loan offerings or would like to discuss your options further, don't hesitate to give us a call at 301-916-1008. We're open Monday through Friday from 9:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future with confidence!
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