Personal Loans in Gainesville, VA

Looking to borrow money in Gainesville, VA? Compare personal loan offers from trusted local lenders to find competitive rates and terms that fit your needs. Whether it’s for an emergency or a big purchase, you can get fast funds without the hassle.

Local credit unions and banks in Gainesville understand our community and offer flexible loans designed to help you reach your goals. Take a moment to explore your options and choose the best loan that works for your budget and timeline.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
1stadvantage
8.74 - 17.95 %
3 Yrs
$20,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
lfcu
8.99 - 9.99 %
7 Yrs
$50,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Gainesville, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
APPLE FEDERAL CREDIT UNION
14385 MCGRAWS CORNER DRIVE GAINESVILLE VA 20155
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,525,853,838
Deposits: $373,298,104
Net Worth: $467,201,465
Employees: 547
Members: 252,502
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
8032 TYSONS OAKS CT GAINESVILLE VA 20155
Assets: $12,293,389
Deposits: $178,065
Net Worth: $1,438,926
Employees: 3
Members: 519
NORTHWEST FEDERAL CREDIT UNION
7500 WEBB DR GAINESVILLE VA 20155
ATM
Drive-Thru
P2P
E-Statements
Assets: $4,810,199,243
Deposits: $891,922,313
Net Worth: $526,751,159
Employees: 543
Members: 283,490
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
7925 STONEWALL SHOPS SQ GAINESVILLE VA 20155
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179

🏘️ All the Lenders Available in Prince William County, VA

✅APPLE FEDERAL CREDIT UNION
✅CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
✅NORTHWEST FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MARINE 12977 CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅PWC EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Gainesville, VA

Why compare Personal Loans in Gainesville, VA on LendMesh

If you’re searching for the best way to borrow money in Gainesville, VA, taking the time to compare lenders on LendMesh can help you find smarter, more affordable loan options. Exploring multiple offers lets you spot competitive rates and terms that fit your needs without feeling rushed. Keep checking back as new deals appear, so you can make the most informed choice for your financial goals.

To stay ahead in Gainesville’s lending market, consider subscribing to LendMesh’s personalized alerts. Just set your ideal rate—say 4% or 5%—and receive instant notifications when offers fall below that mark. You’ll get regular updates packed with expert insights, rate trends, and carefully selected loan deals, all sent directly to your inbox. Join thousands of borrowers who trust LendMesh to find great loans without the hassle.

Customers are also interested in:

I Need To Borrow Money