Personal Loans in Philadelphia, PA

Looking for the best loan interest rates in Philadelphia, PA? Compare personal loan offers from trusted local lenders and credit unions to find flexible terms that fit your budget and lifestyle. We make it easy to explore options tailored to your unique financial needs.

Whether you need extra cash for emergencies or big life moments, Philadelphia’s lenders offer competitive rates with friendly, fast service. Start comparing today and take control of your finances with confidence right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Patriot's personal/signature loans with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Express signature loans have a fixed APR of 17.37% , unchanged from 7, 30, and 60 days ago. The Personal line of credit has an APR of 18% , steady over the last 7, 30, and 60 days but higher than 90 days ago when it was 3% . America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
POLICE & FIRE FEDERAL CREDIT UNION
3338 S BROAD ST PHILADELPHIA PA 19145
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $9,288,570,758
Deposits: $3,053,761,827
Net Worth: $1,577,581,329
Employees: 842
Members: 451,692
PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
2512 S BROAD ST PHILADELPHIA PA 19145
ATM
E-Signature
Assets: $7,307,821
Deposits: $697,371
Net Worth: $950,633
Employees: 5
Members: 1,349
SUN FEDERAL CREDIT UNION
2800 W PASSYUNK AVE PHILADELPHIA PA 19145
ATM
P2P
E-Statements
E-Signature
Assets: $657,262,013
Deposits: $28,132,220
Net Worth: $69,087,445
Employees: 141
Members: 34,789

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

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