Police & Fire Credit Union Philadelphia PA | Low Mortgage Rates & Quick Personal Loans

Introduction

At Police & Fire Credit Union, we take pride in being more than just a financial institution; we're a trusted partner for our members and the community. Located at 3338 S Broad St, Philadelphia, PA 19145, our branch has been serving the needs of our members since 1938. Over the years, we have grown to welcome 451,692 members, all while managing total assets of over $9.28 billion. Our commitment to providing exceptional service is reflected in our diverse offerings. From checking and savings accounts to auto loans and mortgage refinancing, we aim to meet your every financial need. With total deposits reaching $3.05 billion, and cash reserves of $25,148,686, you can trust that your money is safe with us. Under the leadership of CEO James Duke and Board President Anthony La Rosa, our dedicated team of 842 employees works tirelessly to create a supportive environment for all our members. We understand the unique challenges faced by those in public service, which is why we tailor our services to help you achieve your financial goals. While members can visit us at our branch for personalized assistance, official correspondence should be sent to 3338 S Broad St, Philadelphia, PA 19145-5802. Whether you're looking for personal banking solutions or business financing options, we're here to help. For any inquiries or to learn more about how we can assist you, don't hesitate to call us at 215-465-1865. Visit us today or check out our website at pffcu.org for more information!

Branch History & Mission

Welcome to the inspiring journey of Police & Fire, a credit union that has been serving the community since its inception in 1938. Located at 3338 S Broad St, Philadelphia, PA 19145, our branch stands as a beacon of support for first responders and their families. With a proud legacy that spans over eight decades, we have grown alongside our members, adapting to their needs and evolving with the times. From humble beginnings, Police & Fire has blossomed into a vital financial resource for our community. Today, we proudly serve 451,692 members and manage total assets exceeding $9.2 billion. Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. At Police & Fire, we prioritize our members' needs above all else. Whether you're looking for personal banking options such as checking and savings accounts or seeking assistance with auto loans, mortgages, or credit cards with rewards, we are here to help. Additionally, our commitment to innovation ensures that you can access your accounts through online and mobile banking platforms designed with your convenience in mind. While you can always visit us at our branch on S Broad St, official correspondence should be sent to our mailing address: 3338 S Broad St, Philadelphia, PA 19145-5802. We understand the importance of accessibility; that's why we offer ATM services and drive-thru banking for your convenience. Our team takes pride in actively participating in community outreach efforts and partnerships that strengthen the bonds within our city. We are dedicated not just to providing financial services but also to giving back to those who serve us every day. Join us at Police & Fire Credit Union and experience the difference of being part of a community-focused organization. Together, let's build a brighter financial future for you and your family! For more information about our services or how to become a member, please call us at 215-465-1865 or visit our website at pffcu.org.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 215-465-1865. Our friendly staff is ready to help! We look forward to seeing you soon at the Police & Fire branch where community meets convenience!

Operating Hours

Our doors are open Monday through Friday from 8:30 am to 6:00 pm, and on Saturdays from 8:30 am to 4:00 pm. These hours make it easy for you to fit banking into your busy schedule. Whether you need help with personal accounts or want to discuss loan options, we're here during convenient hours for your needs.

Parking and Accessibility

We offer ample parking for our visitors, ensuring you can quickly get in and out without hassle. Our branch is fully ADA-compliant, featuring ramps and accessible entrances to accommodate everyone. We want every member of our community to feel welcome and supported when they visit us.

Services Offered

At the Police & Fire branch, we provide a wide array of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, with ATM availability right here at the branch, cash access is just moments away.

Member Eligibility

At Police & Fire, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and accessible! If you live, work, or attend school in the Philadelphia area, you're likely eligible to join us. We also welcome family members of existing members, ensuring that our community continues to grow with those who share similar values and goals. By choosing Police & Fire, you're not just opening an account; you're gaining access to a variety of financial services tailored to your needs, from personal banking to loans and credit cards with rewards. To start your membership journey, check out the detailed eligibility criteria. It's a great resource that outlines everything you need to know. Once you're ready, opening an account is quick and straightforward just give us a call at (215) 465-1865 for assistance or visit us at our branch located at 3338 S Broad St Philadelphia Pa 19145. We look forward to welcoming you into our Police & Fire family!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to your specific situation.

Merchant Services That Make a Difference

In today's fast-paced world, having reliable merchant services is crucial. Our offerings include payment processing solutions that simplify transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments anytime, anywhere, ensuring you never miss a sale. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Philadelphia, PA. Partner with us at Police & Fire, located at 3338 S Broad St Philadelphia Pa 19145, and let's take your business further together!

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer a variety of services including merchant services and business loans to help you thrive. Our business banking team understands the unique challenges small businesses face and is ready to assist you in finding the right financial products that support your growth.

Convenient Access to Funds

Need cash? We provide easy access through our ATM services, allowing for withdrawals and balance checks without hassle. Plus, our basic drive-thru banking enables quick deposits, withdrawals, and simple transactions all designed for your convenience.

Credit Cards That Reward You

Our credit cards with rewards provide an excellent way to earn benefits while making everyday purchases. With various rewards programs available, you can choose one that aligns with your lifestyle whether it's cash back on groceries or points for travel.

Digital Banking Features

In today's fast-paced world, convenience is key. With features like mobile payments, person-to-person transfers, and electronic statements, managing your finances has never been easier. You can conduct transactions from wherever you are, ensuring that you're always in control of your finances. At Police & Fire, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you achieve financial success. If you have any questions about our services or would like assistance with opening an account, feel free to reach out at (215) 465-1865. We invite you to visit us at our branch or check out our website at https://www.pffcu.org/ for more information! Let's work together toward reaching your financial goals!

Loans Made Easy

If you're considering purchasing a vehicle or refinancing your home, our auto loans and mortgage options are designed with competitive rates and flexible terms. Our team is here to guide you through the process, making it straightforward so you can focus on what matters most driving off in your new car or settling into your dream home. For those seeking extra funds for personal projects or debt consolidation, our personal loans offer accessible solutions tailored for you.

Personal Banking

Managing your day-to-day finances can be simple and rewarding with our personal banking options. Whether you're looking to open a checking or savings account, we have accounts tailored to fit various lifestyles and needs. You can easily track your spending and savings through our robust online and mobile banking platforms, allowing you to manage your money anytime, anywhere.

Digital & Online Banking

Convenient Online Access

With 24/7 online banking services available through https://www.pffcu.org/, you can check balances, transfer funds, and pay bills anytime, day or night. No more rushing to the bank before it closes or waiting for statements to arrive in the mail! Plus, with our e-statements feature, you can receive your account statements electronically, reducing paper clutter and keeping everything organized.

Go Mobile

Our mobile application makes banking even easier. You can access your accounts right from your smartphone or tablet. Want to make a quick payment? With mobile payments, sending money has never been simpler. Need to split a bill with friends? Take advantage of our person-to-person transfers feature that lets you send money directly to someone else's account in just a few taps.

Secure Transactions

Your security is our top priority. We utilize advanced technology to protect your information while allowing you to authorize transactions easily. Our electronic signature authorization means you can complete important documents quickly and securely without needing to visit a branch.

User-Friendly Experience

Navigating our online services is straightforward and user-friendly, ensuring that even those new to online banking will feel comfortable managing their finances digitally. From checking balances to applying for loans, everything is designed with ease of use in mind. At Police & Fire, we are committed to providing you with accessible and efficient banking solutions that make your life easier. Explore all our digital banking features today!

Financial Strength

At Police & Fire, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our strong financial health, which is designed to reassure you of our reliability and commitment to serving your needs. With a net worth of $1,577,581,329, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $635,712,523 in share certificates and $4,522,513,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,567,776,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $62,704 in used auto loans and $6,045,611,073 in total loans and leases. Our operational efficiency shines through with a net income of $49,880,669, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 809 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,384,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $42,280,435, further highlighting our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Police & Fire is your trusted partner. Visit us at 3338 S Broad St Philadelphia Pa 19145 or call (215) 465-1865 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,065,303,826 in used vehicle loans and $654,488,604 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our flexible terms can make driving your dream car a reality.

Credit Lines

For those who prefer flexibility, our total credit lines amounting to $2,463,739,739 can help cover various needs while allowing you to borrow only what you need. This means you can access cash when necessary without taking on more debt than required.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,082,615,806, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process from start to finish.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, be sure to inquire about our refinancing options. We strive to make refinancing easy and beneficial for our members. Our dedicated team is ready to assist you with any questions about eligibility and application processes. Feel free to contact us at (215) 465-1865 or visit us at 3338 S Broad St Philadelphia Pa 19145, Philadelphia, PA during our operating hours: Monday - Friday from 8:30 am to 6:00 pm and Saturday from 8:30 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you navigate your financial journey with confidence!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $291,884,842 in loans helping members manage their finances effectively. Enjoy the freedom of having funds available for unexpected expenses or planned purchases without tying up your assets.

Loan Aggregator

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POLICE & FIRE FEDERAL CREDIT UNION - Philadelphia, PA

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