Personal Loans in Philadelphia, PA

Looking for the best loan interest rates in Philadelphia, PA? Compare personal loan offers from trusted local lenders and credit unions to find flexible terms that fit your budget and lifestyle. We make it easy to explore options tailored to your unique financial needs.

Whether you need extra cash for emergencies or big life moments, Philadelphia’s lenders offer competitive rates with friendly, fast service. Start comparing today and take control of your finances with confidence right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
freedomcu
3.99 - 17.99 %
0.5 - 6 Yrs
$30,000
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
trumarkonline
6.25 - 10.49 %
1 - 5 Yrs
10,000 - $25,000
eriefcu
6.49 - 9.49 %
0.1 - 5 Yrs
$15,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
firstcomcu
7.99 - 12.5 %
0.2 - 5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$150,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Freedom has a personal loan with an APR of 3.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days. Trumark Financial has a First credit loan with an APR of 6.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured–installment signature loans have a fixed APR of 10.49% , also unchanged during those periods.

Erie's the Ez personal loan with an APR of 6.49% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The loan is unsecured and has a consistent rate over the past three months. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

First Commonwealth has a Personal line of credit with a variable APR of 12.5% , which has stayed steady over the past 7 and 30 days. Their Personal loans (unsecured, fixed rate) have a fixed APR of 9.99% , also unchanged from one week and one month ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a 12.24% APR, also unchanged during those time frames.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
POLICE & FIRE FEDERAL CREDIT UNION
3338 S BROAD ST PHILADELPHIA PA 19145
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $9,288,570,758
Deposits: $3,053,761,827
Net Worth: $1,577,581,329
Employees: 842
Members: 451,692
PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
2512 S BROAD ST PHILADELPHIA PA 19145
ATM
E-Signature
Assets: $7,307,821
Deposits: $697,371
Net Worth: $950,633
Employees: 5
Members: 1,349
SUN FEDERAL CREDIT UNION
2800 W PASSYUNK AVE PHILADELPHIA PA 19145
ATM
P2P
E-Statements
E-Signature
Assets: $657,262,013
Deposits: $28,132,220
Net Worth: $69,087,445
Employees: 141
Members: 34,789

🏘️ All the Lenders Available in Philadelphia County, PA

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