Philadelphia Letter Carriers Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Philadelphia Letter Carriers, your trusted financial partner located at 2512 S Broad St, Philadelphia, PA 19145. Since our establishment in 1947, we have been dedicated to serving the needs of our community with integrity and commitment. With a total membership of 1,349 and assets totaling an impressive $7,307,821, we pride ourselves on providing personalized banking solutions that empower our members to achieve their financial goals. At Philadelphia Letter Carriers, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking options tailored just for you. With over 554 loans and leases issued, we are here to support your dreams whether it's buying your first car or expanding your business. While members can visit us at our branch location, official correspondence should be sent to the same address: 2512 S Broad St., Philadelphia, PA 19145. Our team is led by CEO Robert Pino and Board President Teresa Gahagan, who are committed to fostering a welcoming atmosphere where everyone feels valued. With total deposits amounting to $697,371 and a solid net worth of $950,633, you can trust that your finances are in safe hands. Our experienced staff of 5 employees is ready to assist you with any inquiries or services you may need. Feel free to reach out to us at (215) 922-5474 during our operating hours: Monday through Friday from 8:30 am to 3:00 pm, and Wednesday from 7:00 am to 4:00 pm. Join us today and experience the Philadelphia Letter Carriers difference! Visit our website at phillycreditunion.com for more information about our offerings or stop by for a friendly chat with one of our team members. Your financial success is just around the corner!

Branch History & Mission

At the heart of Philadelphia, the Philadelphia Letter Carriers has been a pillar of support and growth since its establishment in 1947. Located at 2512 S Broad St, Philadelphia, PA 19145, this credit union has proudly served its members for over seven decades. With a rich history rooted in community service, we have grown alongside our members, currently boasting a total membership of 1,349. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members by offering personalized banking solutions tailored to their needs. Whether it's through checking and savings accounts, auto loans, or mortgage refinancing, our goal is to help you achieve your financial dreams. Over the years, Philadelphia Letter Carriers has evolved significantly. Our commitment to innovation is evident as we embrace digital advancements like mobile banking and online services. We understand that convenience is key; therefore, we provide ATM access for easy cash withdrawals and balance checks. We are also dedicated to accessibility and inclusivity. Our branch complies with ADA standards to ensure all members can utilize our facilities without barriers. While our main office operates with friendly staff ready to assist you from 8:30 am to 3:00 pm Monday, Tuesday, Thursday, and Friday, and 7:00 am to 4:00 pm on Wednesday, we also encourage our members to explore our digital offerings for additional convenience. Community outreach is another cornerstone of our mission. We actively partner with local organizations to give back and support those in need within Philadelphia. By investing in community initiatives, we strive not just to be a financial institution but also a responsible member of the neighborhood. For any official correspondence, please send it to our mailing address at 2512 S Broad St., Ground Floor, Philadelphia, PA 19145. Join us at the Philadelphia Letter Carriers credit union today! Experience the difference that comes from being part of a cooperative where your voice matters and your financial well-being is our priority. We invite you to become a member and take advantage of all the benefits we offer because together, we can achieve more! For inquiries or assistance, feel free to contact us at 215-922-5474.

Branch Location & Accessibility

Accessibility Features

At Philadelphia Letter Carriers, we prioritize accessibility for all our members. Our branch complies with ADA standards and features ramps for easy entry. Plus, there's ample parking available nearby so you can visit us hassle-free.

Get in Touch

Have questions or ready to start your journey with us? Give us a call at 215-922-5474! We invite you to come by the Philadelphia Letter Carriers branch today your financial partner is just around the corner!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 3:00 PM or stop by on Wednesday when we open early at 7:00 AM and close at 4:00 PM.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we have something for everyone. We also offer online and mobile banking services for your convenience perfect for managing your finances on the go! While we don't have a drive-thru service at this location, we do provide ATM access so you can withdraw cash or check balances easily.

Member Eligibility

At Philadelphia Letter Carriers, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! To join, you need to meet certain eligibility criteria, which primarily includes living or working in the area or having family members who are already part of our credit union family. For more detailed information about the specific eligibility requirements, feel free to check out this page. Once you know you're eligible, opening an account is easy! You can start your journey toward financial empowerment by giving us a call at (215) 922-5474 or visiting us at our branch located at 2512 S Broad St Philadelphia Pa 19145. Our friendly team is here to help you every step of the way as you unlock the benefits of membership at Philadelphia Letter Carriers, where we offer personal banking services tailored just for you.

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's marketplace, efficient payment processing is vital. Our merchant services allow you to accept payments easily, whether online or in-person. Imagine being able to serve your customers without delays, enhancing their experience while boosting your sales. Located conveniently at 2512 S Broad St Philadelphia Pa 19145 in Philadelphia, PA, we're here to help you navigate the financial landscape with personalized service and expert advice. Contact us at (215) 922-5474 today to learn how we can support your business's success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. With competitive rates and personalized service, we can assist you in finding the right financing plan that fits your budget. You'll drive away with confidence knowing you've made a smart choice for your finances.

Business Banking Services

For our business-minded members, we provide comprehensive Business Banking options, including merchant services and business loans. We understand the unique challenges businesses face and are committed to helping entrepreneurs thrive.

Credit Cards with Rewards

Enhance your purchasing power with our Credit Cards with Rewards program. Not only do our credit cards offer convenience, but they also reward you for every dollar spent making it easier for you to earn benefits while managing everyday expenses.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At Philadelphia Letter Carriers, we prioritize convenience with robust online and mobile banking platforms that allow you to manage accounts anytime, anywhere. Plus, with ATM services available for cash withdrawals and balance checks, getting the funds you need is just a few clicks away. For any questions or more information about our services, feel free to give us a call at (215) 922-5474 or visit us at our branch location. We're here to support all your financial journeys! Explore how we can serve you better today because at Philadelphia Letter Carriers, your financial wellbeing is our top priority!

Mortgage Loans & Refinancing

If buying a home is on your radar, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. We understand that purchasing a home is one of the most significant decisions you'll make, and our knowledgeable team is here to ensure you have all the information you need.

Personal Banking Solutions

Navigating your finances should be simple. That's why we offer Personal Banking services, which include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through online and mobile banking; whether it's checking your balance from home or transferring money on the go, we've got you covered.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to provide financial relief when you need it most. Whether you're looking to consolidate debt or cover an emergency expense, we'll work with you to find a solution that meets your needs.

Digital & Online Banking

Key Services

Our 24/7 online banking service lets you check your account balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you have access to real-time account management right from your device. For added convenience, our mobile application is available, allowing you to handle all your banking needs from the palm of your hand. We also prioritize security in all our transactions. With features like electronic signature authorization, you can sign important documents securely online without any hassle. This means no more trips to the branch for paperwork!

Stay Connected

While e-statements are currently not available, rest assured that we are working on enhancing our digital offerings for you in the future. In addition, our person-to-person transfer feature is not yet active, but we provide other ways to easily manage your money. For those who prefer using mobile payment options, we currently do not support this feature. However, our team is continuously exploring ways to bring you more convenient banking solutions. At Philadelphia Letter Carriers, we believe in making banking accessible and user-friendly for everyone. Experience the ease of digital banking today! If you have any questions or need assistance, feel free to reach out at (215) 922-5474. Your financial journey starts here!

Financial Strength

Member-Centric Focus

Members' savings are secured through $1,572,801 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,504 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing for You

With $932,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $125 in used auto loans and $6,641,524 in total loans and leases.

Strong Financial Health

With a net worth of $950,633, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,301 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $352,413. Total Share and Deposit Accounts: 2,253, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Philadelphia Letter Carriers is your trusted partner. Visit us at 2512 S Broad St Philadelphia Pa 19145 or call (215) 922-5474 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,838,952 in used vehicle loans and $262,665 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget, ensuring you drive away with confidence.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer credit lines with a total of $150,000 available to help manage unexpected expenses or finance personal projects. Additionally, we provide unsecured credit card loans with flexible terms; however, our current total stands at $0.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,284,973, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans for better terms or lower interest rates, our team can assist you in exploring eligibility options tailored to your situation. We believe that managing your finances should be straightforward and accessible. Our branch is located at 2512 S Broad St Philadelphia Pa 19145, Philadelphia, PA, making it easy for you to stop by and discuss how we can help you achieve your financial goals. Feel free to reach out to us at (215) 922-5474 during our operating hours: 8:30 am to 3:00 pm Monday, Tuesday, Thursday and Friday; 7:00 am to 4:00 pm on Wednesday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward financial success!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards ensures that users receive fair and transparent offers when exploring their loan options.

PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION - Philadelphia, PA

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