Personal Loans in Philadelphia, PA

Looking for the best loan interest rates in Philadelphia, PA? Compare personal loan offers from trusted local lenders and credit unions to find flexible terms that fit your budget and lifestyle. We make it easy to explore options tailored to your unique financial needs.

Whether you need extra cash for emergencies or big life moments, Philadelphia’s lenders offer competitive rates with friendly, fast service. Start comparing today and take control of your finances with confidence right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
fecca
9.99 - 10.99 %
fmfcu
9.99 - 11.9 %
0.1 - 6 Yrs
9,999 - $50,000
dupaco
9.99 - 12.49 %
2 - 5 Yrs
cafcu
9.99 - 13.99 %
citadelbanking
9.99 - 17.99 %
3 - 7 Yrs
$20,000
clearviewfcu
10.49 - 15.44 %
3 - 7 Yrs
peoplefirst
10.49 - 18 %
5 Yrs
heritagefcu
10.75 %
$50,000
psfcu
11.49 %
3 - 5 Yrs
$10,000
visionsfcu
11.5 - 12 %
5 - 10 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 10.99% APR, also unchanged during those time frames. Franklin Mint's personal loan rates have an APR of 9.99% , which has stayed the same over the past 7 and 30 days. The overdraft/personal line of credit has a rate of 11.9% today, up from 11.65% a week and a month ago. Both rates have been steady for 60 and 90 days except for the line of credit, which increased recently.

Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , also unchanged during those periods.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of the personal loan. Visions has a Readi–reserve loan with an APR of 11.5% , unchanged from 7 and 30 days ago but slightly higher than 90 days ago. Their Any purpose signature loan has a steady APR of 11.99% , which has not changed in the past 90 days.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
POLICE & FIRE FEDERAL CREDIT UNION
3338 S BROAD ST PHILADELPHIA PA 19145
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $9,288,570,758
Deposits: $3,053,761,827
Net Worth: $1,577,581,329
Employees: 842
Members: 451,692
PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
2512 S BROAD ST PHILADELPHIA PA 19145
ATM
E-Signature
Assets: $7,307,821
Deposits: $697,371
Net Worth: $950,633
Employees: 5
Members: 1,349
SUN FEDERAL CREDIT UNION
2800 W PASSYUNK AVE PHILADELPHIA PA 19145
ATM
P2P
E-Statements
E-Signature
Assets: $657,262,013
Deposits: $28,132,220
Net Worth: $69,087,445
Employees: 141
Members: 34,789

🏘️ All the Lenders Available in Philadelphia County, PA

Compare other loan types in Philadelphia, PA

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