Personal Loans in Phila, PA 19102

Looking for an instant loan in Philadelphia, PA? We make it simple to compare personal loan offers from trusted lenders near you. Whether it’s for bills, repairs, or unexpected costs, find flexible options tailored to your needs right here in Philly.

Our local lenders understand the unique challenges of Philadelphia residents and offer quick approvals with clear terms. Start your loan search today and feel confident knowing you’re working with people who care about helping their neighbors in PA.

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APR

Term

Amount

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 10.99 %

2 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 17.99 %

0.2 - 7 Yrs

$20,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.74 - 13.74 %

2.1 - 10 Yrs

∞

9.79 - 9.99 %

∞

9.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Pennsylvania State Employees has a personal loan with an APR of 8.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a stable borrowing cost for members. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 7 and 90 days ago. There is no change in the rate compared to these past periods.

Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. American Heritage has a personal loan with an APR of 9.74% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear picture of the loan's cost over time. Diamond's personal loans with an APR of 9.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express cash loans have a fixed APR of 9.99% , also unchanged during those time frames.

Belco Community Credit Union has a Personal/signature loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Phila, PA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ARDENT FEDERAL CREDIT UNION	1601 CHERRY ST PHILA PA 19102	⏰ 9:00 to 4:00 📞 2155693700 📠 2157519872	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $843,628,186 Deposits: $47,802,724 Net Worth: $86,712,422 Employees: 114 Members: 34,737

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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