Personal Loans in Phila, PA 19102

Looking for an instant loan in Philadelphia, PA? We make it simple to compare personal loan offers from trusted lenders near you. Whether it’s for bills, repairs, or unexpected costs, find flexible options tailored to your needs right here in Philly.

Our local lenders understand the unique challenges of Philadelphia residents and offer quick approvals with clear terms. Start your loan search today and feel confident knowing you’re working with people who care about helping their neighbors in PA.

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9.99 - 10.99 %

∞

9.99 - 11.9 %

0.1 - 6 Yrs

9,999 - $50,000

∞

9.99 - 12.49 %

2 - 5 Yrs

∞

9.99 - 13.99 %

∞

9.99 - 17.99 %

3 - 7 Yrs

$20,000

∞

10.49 - 15.44 %

3 - 7 Yrs

∞

10.49 - 18 %

5 Yrs

∞

10.75 %

$50,000

∞

11.49 %

3 - 5 Yrs

$10,000

∞

11.5 - 12 %

5 - 10 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 10.99% APR, also unchanged during those time frames. Franklin Mint's personal loan rates have an APR of 9.99% , which has stayed the same over the past 7 and 30 days. The overdraft/personal line of credit has a rate of 11.9% today, up from 11.65% a week and a month ago. Both rates have been steady for 60 and 90 days except for the line of credit, which increased recently.

Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , also unchanged during those periods.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of the personal loan. Visions has a Readi–reserve loan with an APR of 11.5% , unchanged from 7 and 30 days ago but slightly higher than 90 days ago. Their Any purpose signature loan has a steady APR of 11.99% , which has not changed in the past 90 days.

🏦 All Local Lenders in Phila, PA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ARDENT FEDERAL CREDIT UNION	1601 CHERRY ST PHILA PA 19102	⏰ 9:00 to 4:00 📞 2155693700 📠 2157519872	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $843,628,186 Deposits: $47,802,724 Net Worth: $86,712,422 Employees: 114 Members: 34,737

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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