Personal Loans in Phila, PA

Looking for an instant loan in Philadelphia, PA? We make it simple to compare personal loan offers from trusted lenders near you. Whether it’s for bills, repairs, or unexpected costs, find flexible options tailored to your needs right here in Philly.

Our local lenders understand the unique challenges of Philadelphia residents and offer quick approvals with clear terms. Start your loan search today and feel confident knowing you’re working with people who care about helping their neighbors in PA.

Filters

Lender
APR
Term
Amount
Link
Info
freedomcu
3.99 - 17.99 %
0.5 - 6 Yrs
$30,000
∞
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
trumarkonline
6.25 - 10.49 %
1 - 5 Yrs
10,000 - $25,000
∞
eriefcu
6.49 - 9.49 %
0.1 - 5 Yrs
$15,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
firstcomcu
7.99 - 12.5 %
0.2 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$150,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Freedom has a personal loan with an APR of 3.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days. Trumark Financial has a First credit loan with an APR of 6.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured–installment signature loans have a fixed APR of 10.49% , also unchanged during those periods.

Erie's the Ez personal loan with an APR of 6.49% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The loan is unsecured and has a consistent rate over the past three months. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

First Commonwealth has a Personal line of credit with a variable APR of 12.5% , which has stayed steady over the past 7 and 30 days. Their Personal loans (unsecured, fixed rate) have a fixed APR of 9.99% , also unchanged from one week and one month ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a 12.24% APR, also unchanged during those time frames.

🏦 All Local Lenders in Phila, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
ARDENT FEDERAL CREDIT UNION
1601 CHERRY ST PHILA PA 19102
ATM
P2P
E-Statements
E-Signature
Assets: $843,628,186
Deposits: $47,802,724
Net Worth: $86,712,422
Employees: 114
Members: 34,737

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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