Personal Loans in Schenectady, NY

Looking for a line of credit in Schenectady, NY? Compare personalized offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Whether it’s for home improvements or unexpected costs, we make it easy to explore your options.

Start your financial journey with confidence right here in Schenectady. Our friendly partners offer quick approvals and competitive rates, helping you access the funds you need without the hassle. Take control of your finances today with a line of credit designed for you.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
sfcuonline
8.99 - 11.99 %
6 - 7 Yrs
∞
bethpagefcu
8.99 - 13.59 %
1 - 7 Yrs
$35,000
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
esl
9.95 - 12.5 %
4 - 10 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney has a Kwik kash line of credit with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal/unsecured loan has a fixed APR of 9.99% , also unchanged during those periods. Bethpage's Fourleaf personal loan has a fixed APR of 8.99% . This rate has stayed the same over the past 7, 30, and 60 days.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Esl's Personal loan has an APR of 9.95% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Schenectady, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST NEW YORK FEDERAL CREDIT UNION
1879 ALTAMONT AVE SCHENECTADY NY 12303
ATM
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
SUNMARK CREDIT UNION
1300 ALTAMONT AVE SCHENECTADY NY 12303
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841

🏘️ All the Lenders Available in Schenectady County, NY

✅FIRST NEW YORK FEDERAL CREDIT UNION
✅SUNMARK CREDIT UNION
✅STRATTON AIR NATIONAL GUARD FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅SCHENECTADY COUNTY EMPLOYEES FEDERAL CREDIT UNION

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