Personal Loans in New York, NY

Looking for a cash loan in New York, NY? Compare offers from trusted local lenders to find affordable rates and flexible terms that fit your needs, whether it’s for everyday expenses or unexpected bills.

Our easy comparison tool helps you connect with banks and credit unions right here in New York. Get fast approvals and personalized support to make borrowing simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in New York, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
FOX FEDERAL CREDIT UNION
1211 AVENUE OF THE AMERICAS FL 18 NEW YORK NY 10036
P2P
E-Statements
Assets: $43,369,544
Deposits: $97,798
Net Worth: $3,753,968
Employees: 9
Members: 3,163

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅ELEKTRA FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅AMNH EMPLOYEES FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅LOWER EAST SIDE PEOPLES CREDIT UNION
✅URBAN EMPOWERMENT FEDERAL CREDIT UNION
✅GREATER METRO FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅EMPIRT 207 FEDERAL CREDIT UNION
✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION
✅CHURCH OF THE MASTER FEDERAL CREDIT UNION
✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION
✅ST PHILIPS CHURCH CREDIT UNION
✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION
✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION
✅1199 SEIU CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅UNITED NATIONS FEDERAL CREDIT UNION
✅FIDELIS FEDERAL CREDIT UNION
✅UNION CONGREGATIONAL FEDERAL CREDIT UNION
✅THE FINEST FEDERAL CREDIT UNION
✅GENERATIONS UNITED FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

Compare other loan types in New York, NY

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