Actors Credit Union New York NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Actors at 165 W 46th St, New York, NY 10036, where we are more than just a credit union we are a community dedicated to supporting our members. Established in 1962, we have grown alongside our members, currently serving 28,350 individuals with a commitment to providing reliable financial services and support. At Actors, we pride ourselves on our impressive financial strength. With total assets of $312,136,840 and total deposits amounting to $11,568,327, we ensure that your money is safe and secure. Our net worth stands at $28,763,785, reflecting our stability and commitment to the financial well-being of our members. Led by our CEO Chuck Brown and Board President Denise Nolin, our dedicated team of 52 employees works tirelessly to provide personalized service tailored to your unique needs. Whether you're looking for personal banking solutions such as checking and savings accounts or loans for your next vehicle or home, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to 165 W 46th St, New York, NY 10036-2508. We invite you to explore all the services we offer at Actors FCU, from auto loans and mortgages to business banking options. Join us today and experience the difference of being part of a community-focused credit union! For any inquiries or assistance, feel free to give us a call at 212-869-8926 during our lobby hours from 9 am - 5 pm EST on weekdays. We look forward to serving you!

Branch History & Mission

Welcome to Actors, a credit union dedicated to serving our members since 1962. Located in the heart of New York City at 165 W 46th St, New York, NY 10036, our branch has a rich history built on the foundation of community support and financial empowerment. Over the years, we have grown into a trusted financial partner for over 28,350 members, offering personalized services that truly make a difference in their lives. Our journey began with a vision: to create a financial institution that prioritizes the needs of its members above all else. As we evolved, we achieved significant milestones that reflect our commitment to service and innovation. Today, our total assets stand at an impressive $312,136,840, showcasing our ability to manage resources effectively while providing valuable services. At Actors, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to reliable banking solutions and support. Whether you are looking for checking accounts, auto loans, or business banking options, we are here to guide you every step of the way. While members can visit us at 165 W 46th St, official correspondence should be sent to 165 W 46th St, 14th Fl., New York, NY 10036-2508. Our operating hours are from 9 AM to 5 PM EST, Monday through Friday, making it convenient for you to reach us whenever you need assistance. Please note that we currently do not offer ATM or drive-thru services; however, we are fully committed to providing digital banking options that include online and mobile banking features. As part of our dedication to community outreach, we actively engage in partnerships that uplift those around us. We believe in giving back and ensuring that our success translates into tangible benefits for the neighborhoods we serve. Our team is passionate about creating positive change and supporting local initiatives. Join us at Actors and experience the difference of being part of a credit union that cares deeply about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, visit our website at Actors FCU or call us at 212-869-8926. We look forward to welcoming you into the Actors family!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer easy parking options nearby and ensure that our facilities are ADA compliant for all members. Unfortunately, we don't have drive-thru banking or ATM services available right now. However, we provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards.

Operating Hours

We're here to serve you from Monday to Friday, opening our doors at 9 AM and closing at 5 PM EST. Our friendly staff is ready to help you navigate through your banking questions or assist you with any transactions you may need. Feel free to reach out to us anytime at (212) 869-8926 if you have questions or want to know more about how we can assist you. We invite you to stop by and experience the welcoming atmosphere of the Actors branch today!

Member Eligibility

At Actors, we believe that becoming a member is not just about opening an account; it's about joining a community that supports you every step of the way. If you're looking to become a part of our family, we welcome individuals who meet certain eligibility criteria, which includes being employed by or affiliated with specific organizations in the performing arts industry, as well as their families. This means that if you have ties to any of these groups, you can easily join us and enjoy the benefits of our services. For a detailed look at who can become a member, feel free to check out our eligibility requirements at https://www.actorsfcu.com/resources/helpful-links/membership-application. Getting started is simple! To open your account with us at Actors, just visit our website and follow the easy steps outlined in our account opening section here: https://actors.cuconnections.com/user/enroll. Our friendly team is also ready to assist you with any questions you may have just give us a call at (212) 869-8926. We're excited to help you on your journey towards financial wellness and support!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,299,947, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

Imagine having a payment solution that adapts to your business's unique needs. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. From seamless credit card processing to online payment options, we equip you with tools that enhance customer satisfaction while boosting your bottom line. Located at 165 W 46Th St New York Ny 10036 in New York, NY, our team is ready to assist you with personalized banking solutions tailored specifically for your business. Reach out today at (212) 869-8926 to see how we can help you thrive!

Comprehensive List Of Services

Consolidate Debt with Confidence

If you're feeling overwhelmed by debt, our Personal Loans & Debt Consolidation services can help simplify your financial situation. We provide tailored loan solutions that allow you to combine multiple payments into one manageable monthly installment.

Convenient Access Anytime

With Online & Mobile Banking, managing your finances has never been easier. You can access your accounts anytime, anywhere whether it's through mobile payments or person-to-person transfers. We prioritize making banking as accessible as possible for all our members. Our branch is open Monday through Friday from 9 am to 5 pm EST, and if you have any questions or need assistance, don't hesitate to call us at 212-869-8926. At Actors, we are committed to helping you achieve your financial goals with personalized service and innovative solutions. Ready to take control of your financial future? Visit us today at 165 W 46th St, New York, NY 10036, or check out more information about our offerings at Actors FCU.

Financing Your Dreams

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services are designed to get you behind the wheel without breaking the bank. Enjoy competitive rates that make it possible for you to drive away in the car you've always wanted. If you're considering a new home or want to refinance your existing mortgage, our Mortgage Loans & Refinancing options can guide you through every step of the process.

Personal Banking Made Simple

Managing your day-to-day finances is easier with our Personal Banking options. Our checking and savings accounts offer flexibility and convenience that fit your lifestyle. Imagine accessing your funds anytime through our robust online and mobile banking platforms. You can transfer money, pay bills, and check balances from the comfort of your home or on the go.

Rewarding Credit Card Options

Looking for a credit card that gives back? Explore our Credit Cards with Rewards program that offers benefits on every purchase. Whether it's cashback or travel rewards, enjoy perks while you spend.

Supporting Your Business

For our entrepreneur members, we offer comprehensive Business Banking services including merchant services and business loans. We understand how important it is to have reliable financial support as you grow your business.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.actorsfcu.com/, allows you to handle transactions with ease. Whether you're checking your account balance, paying bills, or transferring money between accounts, everything is right at your fingertips. Plus, with our person-to-person transfer feature, sending money to friends or family has never been simpler. For those who prefer mobile banking, we offer a user-friendly mobile application. You can download it today and enjoy features like mobile payments perfect for quick purchases on the go. And if you're looking for a paperless option, e-statements are available to help you stay organized and environmentally friendly.

Security and Accessibility

Security is our top priority. Our electronic signature authorization ensures that your transactions are safe and verified. You can trust that your information is protected while enjoying 24/7 online banking services that keep you in control of your finances around the clock. With everything from basic account management to advanced features like mobile payments and e-statements, Actors makes banking easier for everyone. Experience the convenience of real-time account management today!

Financial Strength

Commitment to Growth

With $255 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $336 in used auto loans and $219,566,023 in total loans and leases.

Growing Member Base

With a total of 45,728 share accounts, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $927,912. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Actors is your trusted partner. Visit us at 165 W 46Th St New York Ny 10036 or call (212) 869-8926 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $181,779 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $42,453,945 in share certificates and $57,357,643 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,246,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $28,763,785, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,132,973 in used vehicle loans and $2,206,378 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find an option that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $4,299,947 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,812,713, make buying or refinancing simple. We provide personalized service to help you navigate your mortgage journey with ease.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may help lower your monthly payments or reduce interest rates. Feel free to reach out for more information about eligibility and how we can assist you. To learn more about our loan offerings or to discuss which option might be best for you, please call us at (212) 869-8926 or visit us at our branch located at 165 W 46Th St New York Ny 10036 in New York, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,443,894 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

Using LendMesh comes with several advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, helping you make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's reliability and effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ACTORS FEDERAL CREDIT UNION - New York, NY

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