Personal Loans in New York, NY

Looking for a cash loan in New York, NY? Compare offers from trusted local lenders to find affordable rates and flexible terms that fit your needs, whether it’s for everyday expenses or unexpected bills.

Our easy comparison tool helps you connect with banks and credit unions right here in New York. Get fast approvals and personalized support to make borrowing simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
hvcu
9.99 - 13.49 %
1.1 - 5 Yrs
$50,000
∞
cafcu
9.99 - 13.99 %
∞
seacomm
10 %
5 Yrs
∞
heritagefcu
10.75 %
$50,000
∞
northcountry
10.94 - 12.99 %
6 Yrs
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
sunmark
11.74 - 14.49 %
1 - 5 Yrs
$25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans with an APR of 10.94% , which is unchanged from 7 and 30 days ago. Their Share draft line of credit has a steady APR of 12.99% , the same as it was 7, 30, 60, and 90 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of the personal loan. Visions has a Readi–reserve loan with an APR of 11.5% , unchanged from 7 and 30 days ago but slightly higher than 90 days ago. Their Any purpose signature loan has a steady APR of 11.99% , which has not changed in the past 90 days. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in New York, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
FOX FEDERAL CREDIT UNION
1211 AVENUE OF THE AMERICAS FL 18 NEW YORK NY 10036
P2P
E-Statements
Assets: $43,369,544
Deposits: $97,798
Net Worth: $3,753,968
Employees: 9
Members: 3,163

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅ELEKTRA FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅AMNH EMPLOYEES FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅LOWER EAST SIDE PEOPLES CREDIT UNION
✅URBAN EMPOWERMENT FEDERAL CREDIT UNION
✅GREATER METRO FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅EMPIRT 207 FEDERAL CREDIT UNION
✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION
✅CHURCH OF THE MASTER FEDERAL CREDIT UNION
✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION
✅ST PHILIPS CHURCH CREDIT UNION
✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION
✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION
✅1199 SEIU CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅UNITED NATIONS FEDERAL CREDIT UNION
✅FIDELIS FEDERAL CREDIT UNION
✅UNION CONGREGATIONAL FEDERAL CREDIT UNION
✅THE FINEST FEDERAL CREDIT UNION
✅GENERATIONS UNITED FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

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