Personal Loans in Phillipsburg, NJ

Looking for a private finance loan in Phillipsburg, NJ? Compare personalized loan offers from trusted local lenders to find the best rates and flexible terms that fit your needs. It’s easy to explore options that work for your budget and goals.

Phillipsburg residents trust local credit unions for fast approvals and friendly support. Whether you need cash for emergencies, debt relief, or a special purchase, comparing loans helps you secure the right plan with confidence—right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
bethpagefcu
8.99 - 13.59 %
1 - 7 Yrs
$35,000
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
gardensavingsfcu
9.25 - 10.99 %
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
americanheritagecu
9.74 - 13.74 %
2.1 - 10 Yrs
∞
cafcu
9.99 - 13.99 %
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Garden Savings has a Credit builder loan with a 2.8% APR and a Personal loan (including debt consolidation) at 10.99% APR. Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Holiday and Vacation loans also hold steady at 9.25% APR.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. American Heritage has a Personal loan with an APR of 9.74% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Phillipsburg, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST COMMONWEALTH FEDERAL CREDIT UNION
501 BALTIMORE ST PHILLIPSBURG NJ 08865
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,346,105,958
Deposits: $44,895,214
Net Worth: $135,834,351
Employees: 262
Members: 94,444
IRCO COMMUNITY FEDERAL CREDIT UNION
450 HILLCREST BLVD PHILLIPSBURG NJ 08865
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $92,610,277
Deposits: $4,138,351
Net Worth: $8,345,927
Employees: 22
Members: 7,051

🏘️ All the Lenders Available in Warren County, NJ

✅VISIONS FEDERAL CREDIT UNION
✅FIRST COMMONWEALTH FEDERAL CREDIT UNION
✅IRCO COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Phillipsburg, NJ

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