Personal Loans in Phillipsburg, NJ

Looking for a private finance loan in Phillipsburg, NJ? Compare personalized loan offers from trusted local lenders to find the best rates and flexible terms that fit your needs. It’s easy to explore options that work for your budget and goals.

Phillipsburg residents trust local credit unions for fast approvals and friendly support. Whether you need cash for emergencies, debt relief, or a special purchase, comparing loans helps you secure the right plan with confidence—right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Phillipsburg, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST COMMONWEALTH FEDERAL CREDIT UNION
501 BALTIMORE ST PHILLIPSBURG NJ 08865
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,346,105,958
Deposits: $44,895,214
Net Worth: $135,834,351
Employees: 262
Members: 94,444
IRCO COMMUNITY FEDERAL CREDIT UNION
450 HILLCREST BLVD PHILLIPSBURG NJ 08865
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $92,610,277
Deposits: $4,138,351
Net Worth: $8,345,927
Employees: 22
Members: 7,051

🏘️ All the Lenders Available in Warren County, NJ

✅VISIONS FEDERAL CREDIT UNION
✅FIRST COMMONWEALTH FEDERAL CREDIT UNION
✅IRCO COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Phillipsburg, NJ

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