First Commonwealth is deeply committed to giving back. We partner with local organizations and engage in outreach efforts that uplift our community. Whether it's through volunteering or sponsoring events that promote education and well-being, we strive to make a difference in Phillipsburg and beyond. In addition to our physical presence and community initiatives, we also prioritize digital advancements like online banking and mobile payments. Our ADA-compliant services ensure that everyone can access their accounts easily and conveniently. Join us today! Experience the difference of being part of First Commonwealth a place where your financial dreams are nurtured and supported. Visit us online at firstcomcu.org or call us at 610-821-2403 for more information on how you can become a member. Together, let's build a brighter future for you and your family!
Since opening our doors, First Commonwealth has continually adapted to meet the needs of our members. We've embraced technology and innovation while ensuring that personal service remains at the heart of what we do. Over the years, we've expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Today, our total assets stand at an impressive $1,346,105,958, reflecting our growth and stability.
Our mission is simple yet profound: to empower our members by providing exceptional financial services while actively supporting the community we cherish. We believe in fostering financial literacy and helping individuals achieve their goals whether it's buying a home, securing an education, or starting a business. At First Commonwealth, we are more than just a credit union; we are a partner in your journey toward financial well-being. While members can visit us at 501 Baltimore St, official correspondence should be sent to 6126 Hamilton Blvd Ste 100, Allentown, PA 18106. We offer convenient operating hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to 1 PM for drive-thru banking.
Nestled in the heart of Phillipsburg, our branch is just a stone's throw away from local favorites like the Phillipsburg Mall and the scenic Delaware River waterfront. This prime location not only makes it easy for members to visit but also provides ample parking spaces right outside our doors. We are committed to accessibility; our facility includes ramps and ADA-compliant features so everyone can enjoy our services without any hassle.
We understand that your time is valuable. That's why we offer convenient hours from Monday through Friday, opening at 9 AM and closing at 5 PM. On Saturdays, our drive-thru service is available from 9 AM until 1 PM, perfect for those on-the-go! You can reach us at 610-821-2403 for any inquiries or assistance. At First Commonwealth, we provide a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, enjoy the ease of online and mobile banking, allowing you to manage your finances anytime, anywhere.
While members can visit us at 501 Baltimore St Phillipsburg Nj 08865, please note that official correspondence should be sent to our mailing address: 6126 Hamilton Blvd Ste 100, Allentown, PA 18106. We invite you to stop by First Commonwealth today and experience personalized banking that puts you first. Your financial journey starts here!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services offer reliable solutions that help streamline transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily, whether in-store or online, enhancing customer satisfaction and boosting sales. Located conveniently at 501 Baltimore St Phillipsburg Nj 08865, Phillipsburg, NJ 08865, our team is ready to assist you with tailored banking solutions that fit your business needs. For more information, feel free to call us at (610) 821-2403 or visit our website at https://www.firstcomcu.org/.
Need cash on the go? Our network of ATMs ensures you have access to your funds wherever you are. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! At First Commonwealth, we strive to be more than just a bank; we want to be a trusted partner in your financial journey. If you're ready to explore these services further or if you have any questions, don't hesitate to reach out! Call us at (610) 821-2403 or visit us at 501 Baltimore St Phillipsburg Nj 08865 in Phillipsburg today! Your financial well-being is just a conversation away.
Looking to buy a new car or refinance an existing loan? Our Auto Loans & Vehicle Financing services are designed with you in mind. With competitive rates and personalized assistance, we make it easy for you to get behind the wheel of your dream vehicle without the stress often associated with financing.
If you're a business owner in Phillipsburg, you'll appreciate our comprehensive Business Banking solutions. From merchant services that simplify transactions to business loans that support growth, we're here to help local businesses thrive.
Enjoy shopping and earn rewards while doing it! Our Credit Cards with Rewards program gives you benefits on everyday purchases, making your spending work harder for you.
For those considering homeownership or looking to refinance, our Mortgage Loans offer various options tailored for every budget. We understand that purchasing a home is a significant decision, so our team is here to guide you through each step of the process.
In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, we've made banking straightforward and accessible right from your smartphone or computer.
When it comes to managing your finances, having the right tools at your disposal can make all the difference. That's why we offer Personal Banking options, including checking and savings accounts that help you keep track of your money effortlessly. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexible solutions to fit your lifestyle.
Life can throw unexpected expenses your way. That's why our Personal Loans can help cover emergencies or consolidate debt into manageable payments. We aim to provide you with peace of mind when financial challenges arise.
Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease no more waiting for checks to clear! Whether you're splitting a dinner bill or sending a gift, it's all just a few clicks away. In summary, First Commonwealth offers digital banking solutions that are not only convenient but also secure and accessible. Explore everything we have to offer today at https://www.firstcomcu.org/ and take control of your finances like never before!
Our online banking platform is user-friendly and packed with features that cater to your everyday banking needs. You can easily check balances, transfer funds, and pay bills all in real-time. If you're looking for added convenience, our mobile application allows you to manage your accounts right from your smartphone. Plus, you can make mobile payments with just a few taps, making transactions quicker than ever.
Your security is our top priority. With electronic signature authorization available, you can complete transactions safely without the hassle of paperwork. Additionally, e-statements are an eco-friendly option that keeps your financial information secure while providing easy access to your statements anytime you need them.
With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is also reflected in our lending practices. With $9,932 in used auto loans and $1,097,669,006 in total loans and leases, we strive to meet your diverse needs effectively.
Total Share and Deposit Accounts: 204,659, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 501 Baltimore St Phillipsburg Nj 08865 or call (610) 821-2403 to learn more about how we can help you achieve your financial goals.
Our $2,162,307 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions tailored for you.
For business owners, our outstanding commercial loans totaling $233,825,992 provide the capital needed to grow and expand. We offer various financing options to support your business endeavors and help you succeed in today's competitive market. At First Commonwealth, we pride ourselves on providing personalized service and expert guidance throughout the borrowing process. To learn more about our loan offerings or to discuss your specific needs, please don't hesitate to reach out at 610-821-2403 or visit us at 501 Baltimore St Phillipsburg NJ 08865. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial success starts here!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home. If you're interested in refinancing your existing mortgage, we can guide you through the eligibility options available.
We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your spending manageable.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing reflects current rates and terms from legitimate financial institutions, providing a trustworthy comparison platform.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the genuine impact that accurate information can have on personal finances. If you're looking to compare loan offers without the hassle, consider using LendMesh's tools. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*