Personal Loans in Scotch Plains, NJ

Looking for a personal loan in Scotch Plains, NJ? Compare trusted local offers to find the best rates and terms tailored to your needs. Whether it’s for home improvements or unexpected expenses, you’re just a few clicks away from smart, affordable financing.

Take control of your finances with personalized loan options right here in Scotch Plains. Friendly lenders understand your goals and offer quick, flexible solutions that fit your budget. Start comparing today and get the support you deserve from your community.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
bethpagefcu
8.99 - 13.59 %
1 - 7 Yrs
$35,000
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
gardensavingsfcu
9.25 - 10.99 %
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
americanheritagecu
9.74 - 13.74 %
2.1 - 10 Yrs
∞
cafcu
9.99 - 13.99 %
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Garden Savings has a Credit builder loan with a 2.8% APR and a Personal loan (including debt consolidation) at 10.99% APR. Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Holiday and Vacation loans also hold steady at 9.25% APR.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. American Heritage has a Personal loan with an APR of 9.74% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Scotch Plains, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
ADVANCED FINANCIAL FEDERAL CREDIT UNION
383 PARK AVE SCOTCH PLAINS NJ 07076
P2P
E-Statements
E-Signature
Assets: $108,976,666
Deposits: $10,288,511
Net Worth: $16,864,485
Employees: 28
Members: 6,772

🏘️ All the Lenders Available in Union County, NJ

✅METREX FEDERAL CREDIT UNION
✅JERSEY CENTRAL FEDERAL CREDIT UNION
✅LOREAL USA CREDIT UNION
✅MERCK EMPLOYEES FEDERAL CREDIT UNION
✅ADVANCED FINANCIAL FEDERAL CREDIT UNION
✅PLAINFIELD POLICE FIREMENS CREDIT UNION
✅UNITED POLES FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅LINDEN NJ POLICE FIREMEN CREDIT UNION
✅MOTION FEDERAL CREDIT UNION
✅THE ATLANTIC FEDERAL CREDIT UNION
✅ILA LOCAL 1235 CREDIT UNION
✅UNION COUNTY EMPLOYEES FEDERAL CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION
✅COUNTY EDUCATORS CREDIT UNION
✅WAKEFERN FEDERAL CREDIT UNION
✅SEAPORT FEDERAL CREDIT UNION
✅ENTERTAINMENT INDUSTRIES FEDERAL CREDIT UNION
✅ELIZABETH POLICE DEPARTMENT E FEDERAL CREDIT UNION
✅HEARD AME CREDIT UNION
✅COMMUNITY FINANCIAL SERVICES FEDERAL CREDIT UNION
✅ELIZABETH NJ FIREMENS CREDIT UNION
✅ATLANTIC HEALTH EMPLOYEES FEDERAL CREDIT UNION
✅AFFINITY 857 CREDIT UNION

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