L'OREAL USA FEDERAL CREDIT UNION

At L'oreal USA, established in 1972, we pride ourselves on fostering a strong commitment to our members and the communities we serve. Located in Mountainside, NJ, our credit union is dedicated to empowering individuals through financial education and accessible banking solutions. Under the leadership of CEO Sandra Schwalb and Board President Robert Schwalb, we are steadfast in our mission to offer personalized service that prioritizes the needs of our members, ensuring they achieve their financial goals with confidence.

As an NCUA-insured institution since November 13, 1972, we provide peace of mind for our members by safeguarding their deposits while promoting financial growth. Our modern banking tools enhance convenience and accessibility; members can enjoy online banking, a mobile application for on-the-go transactions, person-to-person transfers, e-statements for easy account management, and more. At L'oreal USA, we believe in a member-first approach that builds trust and fosters long-lasting relationships. For more information about our services or to get in touch with us directly, please visit our website at https://www.lorealusafcu.com/ or reach us via fax at 7325749148.

At L'oreal USA Federal Credit Union, we understand the diverse financial needs of our members, which is why we offer a comprehensive range of services designed to support your everyday banking and long-term goals. Whether you’re looking for personal banking solutions like checking and savings accounts, auto loans, mortgage loans, or business banking services such as merchant services and business loans, we have you covered. Our commitment to your financial well-being extends beyond traditional banking; we also provide credit cards with rewards, personal loans for debt consolidation, and various loan options tailored to help you thrive.

In today’s fast-paced world, convenience is key. That's why we prioritize digital access through our robust online banking platform and mobile application, allowing you to manage your finances on the go. With features like person-to-person transfers and e-statements, staying on top of your transactions has never been easier. While our services are accessible to eligible members—details can be found at —we encourage everyone to explore their options with our loan comparison tools available at https://www.lendmesh.com/loans/personal_loans . If you have questions or need personalized assistance, feel free to reach out via fax at (732) 574-9148; our team is here to help you every step of the way.

L'oreal USA Federal Credit Union stands as a pillar of financial stability and trust in the community, with a Total Membership that currently stands at 1,887. This growing membership reflects the confidence and loyalty of our members, who know they can rely on us for their financial needs. With Total Assets amounting to 20,941,638, we have established a solid foundation that allows us to support our members through various financial services. Our Net Worth of 5,459,078 underscores our commitment to maintaining a sound financial position while serving our community effectively.

In an era where transparency is paramount, L'oreal USA Federal Credit Union remains dedicated to providing clear insights into our performance. Our recent figures reveal a Net Income of -30,174, which illustrates our ongoing efforts to balance growth with prudent management. We are proud to report Total Deposits reaching 617,966, showcasing the trust our members place in us by choosing to save and invest with L'oreal USA.

Our focus on lending is evident, with Total Loans and Leases amounting to 444. This demonstrates our commitment to empowering members through various financing options, including an impressive Auto Loan Volume of 294 that caters specifically to those looking for reliable transportation solutions. Additionally, while we do not currently offer Commercial Loans, we are exploring avenues to expand our offerings in the future.

With a dedicated team of just 5 employees, we ensure personalized service and attention to detail in all interactions. Our Net Worth Ratio of 2,607 indicates a healthy capital structure that prioritizes member security and financial wellbeing. Furthermore, the Credit Card Loan Volume at 212 speaks volumes about our ability to cater to diverse borrowing needs while fostering responsible credit use.

As part of our commitment to responsible banking practices, we invite you to explore how L'oreal USA Federal Credit Union can be your trusted financial partner. For performance insights and financial data sourced from the National Credit Union Administration (NCUA), please visit https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.