Mortgage Loans in Universal City, CA

Searching for the best mortgage services in Universal City, CA? Compare loan offers from trusted local lenders to find competitive rates and terms that fit your budget and timeline. Our easy comparison tools help you make confident decisions for your new home.

Whether you're buying your first home or refinancing, Universal City’s loan options include personalized guidance and flexible plans. Connect with lenders who understand the local market and can speed up approvals—making your mortgage process simple and stress-free.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
cefcu
Conv
6.125 - 7.125 %
6.374 - 7.259 %
10 - 30 Yrs
∞
cusocal
Conv
6.125 - 7.125 %
6.171 - 7.173 %
5 - 30 Yrs
∞
schoolsfirstfcu
Conv
6.125 - 7.25 %
6.23 - 7.5 %
15 - 30 Yrs
∞
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
meriwest
Conv
6.25 - 6.375 %
6.394 - 6.566 %
15 - 30 Yrs
∞
americafirst
Conv
6.25 - 6.875 %
6.609 - 7.034 %
10 - 30 Yrs
∞
bcu
Conv
6.25 - 6.875 %
6.534 - 7.067 %
5 - 30 Yrs
∞
chevronfcu
Conv
6.25 - 6.875 %
6.568 - 6.97 %
15 - 30 Yrs
∞
comfirstcu
Conv
6.25 - 6.875 %
6.301 - 6.921 %
15 - 30 Yrs
∞
orangecountyscu
Conv
6.25 - 6.875 %
6.488 - 7.103 %
5 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-20

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First offers a 15-year conventional fixed at 6.5%, up 25 bp from last week, and a 30-year conventional fixed at 7.125%, also up 25 bp. Their adjustable-rate 5-year fixed stands at 6.0%, unchanged from a week ago. The 7-year and 10-year adjustable fixed rates are slightly higher at 6.125% and 6.25%, respectively, each up 13 bp over the past 30 days. Jumbo loans match the 30-year conventional fixed at 7.125%, up 25 bp from last week. Credit Union Of Southern California offers a 15-year Conventional Fixed at 6.5%, up 38 bp from last week and 50 bp from 30 days ago. Their 30-year Conventional Fixed is 7.125%, also up 38 bp from last week. The 5-year ARM is 6.125%, with a 25 bp increase over the past week. The 7-year ARM stands at 6.375%, up 25 bp from last week as well.

Schoolsfirst offers a 15-year conventional fixed rate at 5.875% and a 30-year conventional fixed rate at 6.625% today. Their 15-year conventional refinance rate is 6.0%, while the 30-year conventional refinance is 6.75%. The 30-year fixed FHA and Jumbo loans are also at 6.625%. The 30-year conventional fixed rate rose 13 bp over the past week and 25 bp over the past month. American Airlines offers a 15-year conventional fixed rate at 6.21% and a 30-year conventional fixed at 6.583%. Their 5-year adjustable rate is 6.533% today. Rates have been steady over the past month with no changes in basis points.

Meriwest offers both 15-year and 30-year conventional fixed loans today at 6.25%. The 30-year fixed rate dropped by 13 bp since last week, now at 6.25%. The 15-year fixed rate has stayed steady at 6.25%. America First shows a 15-year conventional fixed rate at 6.375%, up 25 bp from last week and 63 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, unchanged from last week but up 38 bp from a month ago. FHA 30-year fixed is 6.5%, up 13 bp from last week and 50 bp from a month ago. VA 30-year fixed stands at 6.625%, up 13 bp this week and 50 bp over 30 days.

Baxter offers a 15-year conventional fixed rate today at 6.25%, up 25 bp from last week and 63 bp from a month ago. Their 30-year conventional fixed rate is 6.875%, up 25 bp from last week and 50 bp from a month ago. The 30-year jumbo fixed rate is also 6.875%, up 63 bp from both last week and a month ago. For adjustable rates, the 5-year ARM is at 5.625%, up 25 bp from last week and 38 bp from a month ago.

Chevron offers a 15-year conventional fixed rate at 6.5%, up 13 bp from last week and 63 bp from a month ago. Their 30-year conventional fixed rate is 6.875%, also up 13 bp weekly and 38 bp monthly. The 15-year adjustable fixed rate is 6.25%, rising 13 bp in the past week and 38 bp over 30 days. The 7-year adjustable fixed rate is 6.375%, up 13 bp weekly and 50 bp monthly. The 30-year jumbo fixed rate matches the conventional at 6.875%, with the same weekly and monthly increases. Community First offers a 15-year fixed conventional loan at 6.625% today, up 50 bp from a week ago and 50 bp from 30 days ago. Their 30-year fixed conventional rate is 6.875%, rising 13 bp over both the past week and month. The 15-year fixed conventional rate increased by 63 bp compared to two weeks ago.

Orange County'S shows a 15-year conventional fixed rate today at 6.25%, up 25 bp from last week and 38 bp from 30 days ago. The 30-year conventional fixed rate is 6.875%, also up 25 bp from last week and 38 bp from 30 days ago. Adjustable rates include a 5-year ARM at 5.875%, up 25 bp from last week, a 7-year ARM at 6.375%, up 25 bp, and a 10-year ARM at 6.5%, up 25 bp from last week and 25 bp from 30 days ago.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Universal City, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION
✅LA HEALTHCARE CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅UNIVERSITY 64171 CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅JACOM CREDIT UNION
✅SAGAFTRA CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅MARYKNOLL OF L A FEDERAL CREDIT UNION
✅LOS ANGELES FEDERAL CREDIT UNION
✅LOS ANGELES LEE FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅LOS ANGELES POLICE FEDERAL CREDIT UNION
✅SCHOOLS FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅WATER AND POWER COMMUNITY CREDIT UNION
✅FIRST CITY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅FIRST ENTERTAINMENT CREDIT UNION
✅TECHNICOLOR FEDERAL CREDIT UNION
✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION
✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION
✅CAL STATE LA CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅USC CREDIT UNION
✅RIZE FEDERAL CREDIT UNION
✅PRIORITY ONE CREDIT UNION
✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅PASADENA FEDERAL CREDIT UNION
✅MIDCITIES CREDIT UNION
✅VA DESERT PACIFIC FEDERAL CREDIT UNION
✅GLENDALE FEDERAL CREDIT UNION
✅ARROWHEAD FEDERAL CREDIT UNION
✅RANCHO FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅DOWNEY FEDERAL CREDIT UNION
✅CALCOM FEDERAL CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅AEROSPACE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅SKYONE FEDERAL CREDIT UNION
✅MATTEL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅NIKKEI CREDIT UNION
✅CALIFORNIA LITHUANIAN CREDIT UNION
✅TORRANCE COMMUNITY FEDERAL CREDIT UNION
✅PARISHIONERS FEDERAL CREDIT UNION
✅HONDA FEDERAL CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅F A CREDIT UNION
✅LBS FINANCIAL CREDIT UNION
✅LA FINANCIAL CREDIT UNION
✅THE FIRST FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CAMINO FEDERAL CREDIT UNION
✅ILWU CREDIT UNION
✅USB EMPLOYEES CREDIT UNION
✅BOPTI FEDERAL CREDIT UNION
✅POPA FEDERAL CREDIT UNION
✅LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION
✅POSTCITY FINANCIAL CREDIT UNION
✅FOOTHILL FEDERAL CREDIT UNION
✅LONG BEACH FIREMEN S CREDIT UNION
✅ORANGE COUNTYS CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅CALTECH EMPLOYEES FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ECENTRAL CREDIT UNION
✅LOGIX FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅GLENDALE AREA SCHOOLS CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅MATADORS COMMUNITY CREDIT UNION
✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅L A MISSION CREDIT UNION
✅GAIN FEDERAL CREDIT UNION
✅COLUMBUS CLUB FEDERAL CREDIT UNION
✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION
✅SUNKIST EMPLOYEES FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅UNIVERSAL CITY STUDIOS CREDIT UNION
✅CLEARPATH FEDERAL CREDIT UNION
✅UME FEDERAL CREDIT UNION
✅MEDIA CITY CREDIT UNION
✅UNITED CATHOLICS FEDERAL CREDIT UNION
✅EAGLE COMMUNITY CREDIT UNION
✅EL MONTE COMMUNITY CREDIT UNION
✅AMERICAS CHRISTIAN CREDIT UNION
✅CHRISTIAN COMMUNITY CREDIT UNION
✅CHAFFEY FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION

Compare other loan types in Universal City, CA

Why compare Mortgage Loans in Universal City, CA on LendMesh

If you’re exploring mortgage services in Universal City, CA, take your time comparing offers on LendMesh. Browsing multiple lenders can reveal better rates and loan terms that fit your budget, helping you find the most affordable option without pressure. Keep your options open and make informed choices to secure the best mortgage solution for your homeownership goals.

Subscribe to LendMesh for personalized mortgage alerts tailored to your target rate—whether it’s 4% or 5%. You’ll receive timely notifications the moment rates dip below your chosen threshold, plus weekly or monthly updates featuring expert insights, market trends, and curated loan deals. Join thousands of borrowers in Universal City staying ahead and never missing a great mortgage opportunity.

Customers are also interested in:

Mortgage Services