Mortgage Loans in Los Angeles, CA 90064

Finding the best home loan in Los Angeles doesn’t have to be overwhelming. Compare offers from trusted local lenders who understand the unique needs of LA buyers and offer competitive rates with low down payment options.

Whether you’re buying your first home or refinancing, exploring multiple mortgage options helps you find the right fit. Take advantage of flexible terms and expert guidance tailored to Southern California’s diverse neighborhoods.

Purchase Refinance Data Analysis

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Conv

3.858 - 4.5 %

3.75 - 4.851 %

30 Yrs

∞

Conv

5.25 - 6 %

5.448 - 6.085 %

10 - 30 Yrs

∞

Conv

5.25 - 7.125 %

5.374 - 7.263 %

20 - 30 Yrs

∞

Conv

5.5 - 6.5 %

3 - 30 Yrs

∞

Conv

5.5 - 6.875 %

5.733 - 7.07 %

10 - 30 Yrs

∞

Conv

5.5 - 7.375 %

5.641 - 7.565 %

10 - 30 Yrs

∞

Conv

5.625 - 6.125 %

6.14 - 6.27 %

3 - 7 Yrs

∞

Conv

5.625 - 6.25 %

6.027 - 6.594 %

10 - 30 Yrs

∞

Conv

5.625 - 6.25 %

5.82 - 6.406 %

15 - 30 Yrs

∞

Conv

5.625 - 6.75 %

6.099 - 6.798 %

5 - 30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-14

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, the same as 7, 30, 60, and 90 days ago. The rate is lower than it was one year ago at 4.50%. When the Fed Funds rate is higher, mortgage rates often face upward pressure because lenders’ costs increase.

Credit Union Loan Rates - Trends & Analysis:

Coast Central offers a 30-year conventional fixed mortgage at 4.5% today, unchanged from last week and last month. Safe 1 offers a 15-year fixed mortgage at 5.5% and a 30-year fixed mortgage at 6.0%, both unchanged from recent weeks. These steady rates provide clear options for borrowers looking for fixed terms. Affinity Plus offers a 30-year Conventional fixed rate at 6.875% today, up 13 bp from last week. The 15-year Conventional fixed rate is 6.375%, up 25 bp. Jumbo 30-year fixed loans are also 6.875%, up 13 bp. VA 30-year fixed loans stand at 7.625%, up 38 bp. Adjustable-rate 5- and 7-year loans remain steady at 5.25% and 5.5%, respectively.

Los Angeles shows a 15-year conventional fixed rate at 6.125% and a 30-year conventional fixed rate at 6.5%, both unchanged from last week but up 13 bp from a month ago. The 30-year jumbo fixed rate is steady at 7.0%, down 25 bp from 30 days prior. FHA 3-year ARM is at 5.5%, down 50 bp from two weeks ago. The 5-, 7-, and 10-year ARMs range from 6.0% to 6.375%, each up 13 bp over the last month. Consumers offer a 15-year conventional fixed rate at 5.5% and a 30-year conventional fixed rate at 6.875%, up 13 bp from 30 days ago on the 30-year. Their 15-year fixed remains steady at 5.5%. American has a 5-year ARM at 6.125%, up 13 bp from 7 days ago. The 30-year conventional fixed rate is steady at 6.875%, and the 15-year fixed is steady at 5.5%.

Sandia Laboratory offers a 15-year conventional fixed rate at 6.0% today, up 25 bp from two weeks ago. The 30-year conventional fixed rate is 6.625%, rising 38 bp over the same period. Adjustable 5-year and 7-year fixed rates stand at 5.5% and 6.375%, respectively, both down 25 bp from a month ago. Northrop Grumman offers adjustable-rate mortgages at 3-year today 5.5%, 5-year today 5.625%, and 7-year today 6.125%. These rates have held steady over the past week and month.

Affinity offers a 15-year conventional fixed rate today at 5.625%, up 25 bp from a week ago. The 30-year conventional fixed rate is 6.25%, also up 25 bp over the last seven days. FHA fixed rates for 3-, 5-, and 7-year terms are 5.875%, 6.0%, and 6.25% respectively, each up 25 bp from a week ago.

Navy Federal Credit Union has a 15-year conventional fixed rate today at 5.625% and a 30-year conventional fixed rate at 6.25%. The 15-year conventional fixed rate is steady from a week ago but up 13 bp from a month ago. The 30-year conventional fixed rate also holds steady from last week but rose 13 bp over 30 days. The 15-year conventional refinance rate is 5.625%, unchanged from last week but up 25 bp from a month ago, while the 30-year conventional refinance rate is 6.25%, steady from last week but up 50 bp from 30 days ago. The 30-year VA fixed rate is 5.875%, up 13 bp from two weeks ago. The 30-year jumbo fixed rate is 6.5%, unchanged from last week but up 13 bp from a month ago. The 3-year ARM is at 5.375%, steady from last week but up 13 bp from 30 days ago, and the 5-year ARM is at 5.625%, also steady from last week but up 13 bp from a month ago.

San Francisco Fire offers a 15-year conventional fixed rate at 5.875%, unchanged from last week, and a 30-year conventional fixed at 6.5%, also steady. The jumbo 30-year fixed rate rose by 13 bp to 6.5%. Adjustable rates include a 5-year ARM at 5.625% and a 7-year ARM at 5.75%, both unchanged. The 10-year ARM is steady at 6.0%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.745%, higher than Freddie Mac’s 6.760%. Zillow’s 30-year rate is also higher than it was 7 days ago. The Zillow 15-year rate stands at 6.482%. These rates reflect current borrowing costs, which influence how many people can afford to buy homes or refinance existing loans.

🏦 Local Lenders in Los Angeles, CA

FOX FEDERAL CREDIT UNION — 10201 W PICO BLVD LOS ANGELES CA 90064
CALIFORNIA CREDIT UNION — 2215 WESTWOOD BLVD LOS ANGELES CA 90064

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

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✅UNIVERSITY 64171 CREDIT UNION

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✅SOUTHLAND 68415 CREDIT UNION

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✅UNIFY FINANCIAL FEDERAL CREDIT UNION

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✅FINANCIAL PARTNERS 68457 CREDIT UNION

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