Mortgage Loans in Los Angeles, CA 90064

Finding the best home loan in Los Angeles doesn’t have to be overwhelming. Compare offers from trusted local lenders who understand the unique needs of LA buyers and offer competitive rates with low down payment options.

Whether you’re buying your first home or refinancing, exploring multiple mortgage options helps you find the right fit. Take advantage of flexible terms and expert guidance tailored to Southern California’s diverse neighborhoods.

Purchase Refinance Data Analysis

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Conv

6.63 %

30 Yrs

∞

Conv

7 %

5 - 30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-14

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, the same as 7, 30, 60, and 90 days ago. The rate is lower than it was one year ago at 4.50%. When the Fed Funds rate is higher, mortgage rates often face upward pressure because lenders’ costs increase.

Credit Union Loan Rates - Trends & Analysis:

Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago. The Golden 1 offers a 15-year Conventional fixed rate today at 5.875%, up 25 bp from last week, and a 30-year Conventional fixed at 6.625%, also up 25 bp. Their 30-year Conventional refinance rate is 7.0%, up 25 bp. FHA 30-year fixed is 6.49%, up 12 bp. Jumbo 30-year fixed is 6.375%, up 13 bp. Adjustable rates include 5-year and 7-year ARMs at 5.75%, each up 13 bp. The 10-year ARM is 6.0%, up 13 bp.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.745%, higher than Freddie Mac’s 6.760%. Zillow’s 30-year rate is also higher than it was 7 days ago. The Zillow 15-year rate stands at 6.482%. These rates reflect current borrowing costs, which influence how many people can afford to buy homes or refinance existing loans.

🏦 Local Lenders in Los Angeles, CA

FOX FEDERAL CREDIT UNION — 10201 W PICO BLVD LOS ANGELES CA 90064
CALIFORNIA CREDIT UNION — 2215 WESTWOOD BLVD LOS ANGELES CA 90064

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION

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✅UNIVERSITY 64171 CREDIT UNION

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✅LOS ANGELES LEE FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

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✅RIZE FEDERAL CREDIT UNION

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✅UNIFY FINANCIAL FEDERAL CREDIT UNION

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✅POLAM 19739 CREDIT UNION

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✅VA DESERT PACIFIC FEDERAL CREDIT UNION

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✅ARROWHEAD FEDERAL CREDIT UNION

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✅FINANCIAL PARTNERS 68457 CREDIT UNION

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✅CHAFFEY FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

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