Mortgage Loans in Los Angeles, CA 90027

Looking for the best bank rates on a home loan in Los Angeles, CA? Compare offers from trusted local lenders to find a mortgage that fits your budget and lifestyle. We make it easy to see your options and lock in a great rate.

Buying a home in LA is exciting, and having the right loan can make all the difference. Explore competitive rates and personalized terms from lenders who understand the Los Angeles market, so you can move forward with confidence and peace of mind.

Purchase Refinance Data Analysis

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Conv

5.25 - 6.875 %

5.374 - 7.011 %

8 - 30 Yrs

∞

Conv

5.5 - 6.25 %

5.73 - 6.392 %

15 - 30 Yrs

∞

Conv

5.625 - 6.25 %

5.82 - 6.406 %

15 - 30 Yrs

∞

Conv

5.75 - 6.75 %

6.04 - 6.87 %

10 - 30 Yrs

∞

Conv

5.875 - 6.625 %

6.294 - 6.683 %

3 - 30 Yrs

∞

Conv

6.125 - 6.75 %

6.25 - 6.83 %

15 - 30 Yrs

∞

Conv

6.125 - 6.875 %

6.378 - 6.984 %

10 - 30 Yrs

∞

Conv

6.125 - 6.875 %

6.355 - 6.963 %

10 - 30 Yrs

∞

Conv

6.5 - 7.375 %

6.69 - 7.496 %

10 - 30 Yrs

∞

Conv

6.625 %

6.825 %

30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-14

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, the same as 7, 30, 60, and 90 days ago. The rate is lower than it was one year ago at 4.50%. When the Fed Funds rate is higher, mortgage rates often face upward pressure because lenders’ costs increase.

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus offers a 30-year Conventional fixed rate at 6.875% today, up 13 bp from last week. The 15-year Conventional fixed rate is 6.375%, up 25 bp. Jumbo 30-year fixed loans are also 6.875%, up 13 bp. VA 30-year fixed loans stand at 7.625%, up 38 bp. Adjustable-rate 5- and 7-year loans remain steady at 5.25% and 5.5%, respectively. Delta Community offers a 15-year FHA loan at 5.5% and a 30-year FHA loan at 6.25%, both unchanged from a week ago. These rates have held steady since early August. If you are considering FHA loans, these rates provide a clear snapshot of current costs.

Navy Federal Credit Union has a 15-year conventional fixed rate today at 5.625% and a 30-year conventional fixed rate at 6.25%. The 15-year conventional fixed rate is steady from a week ago but up 13 bp from a month ago. The 30-year conventional fixed rate also holds steady from last week but rose 13 bp over 30 days. The 15-year conventional refinance rate is 5.625%, unchanged from last week but up 25 bp from a month ago, while the 30-year conventional refinance rate is 6.25%, steady from last week but up 50 bp from 30 days ago. The 30-year VA fixed rate is 5.875%, up 13 bp from two weeks ago. The 30-year jumbo fixed rate is 6.5%, unchanged from last week but up 13 bp from a month ago. The 3-year ARM is at 5.375%, steady from last week but up 13 bp from 30 days ago, and the 5-year ARM is at 5.625%, also steady from last week but up 13 bp from a month ago.

Schoolsfirst offers a 15-year Conventional Fixed rate today at 5.875%, up 25 bp from a week ago. Their 30-year Conventional Fixed and FHA Fixed rates are both 6.625%, also up 25 bp from last week. The 15-year Conventional Refinanced loan is 5.875%, rising 13 bp in the past week, while the 30-year Conventional Refinanced loan is 6.625%, up 13 bp. The Jumbo 30-year Fixed rate matches the 30-year Conventional Fixed at 6.625%, up 25 bp from last week.

First Entertainment offers a 15-year Conventional Fixed rate at 6.25%, up 13 bp from a week ago and 25 bp higher than a month ago. Their 30-year Conventional Fixed and Jumbo Fixed rates hold steady at 6.625%, with a 30-day increase of 13 bp. FHA 3-year and 5-year ARMs are at 6.0% and 6.125%, respectively, with a 30-day rise of 13 bp. The 7-year ARM stays at 5.875%. The 10-year ARM is 6.5%, up 13 bp over 30 days. Dupaco Community offers a 15-year conventional fixed rate at 6.125% today, unchanged from a week ago but up 13 bp from 30 days prior. Their 30-year conventional fixed rate is 6.375%, down 13 bp from last week and steady over the past month. The 15-year and 30-year conventional refinance rates are 6.125% and 6.5%, respectively, with the 30-year refinance up 13 bp from 30 days ago.

America First shows a 15-year conventional fixed rate at 6.125%, up 25 bp from a week ago. Their 30-year conventional fixed is 6.75%, also up 25 bp in the last 7 days. FHA 30-year fixed is 6.375%, rising 13 bp this week. VA 30-year fixed stands at 6.5%, up 13 bp from last week. The 30-year conventional refinance rate is 6.875%, up 25 bp compared to seven days ago. Patelco offers a 15-year conventional fixed rate at 6.125% and a 30-year conventional fixed at 6.625%, both unchanged from a week ago. Their 15-year conventional refinance is 6.375%, up 13 bp from last week, while the 30-year conventional refinance is 6.875%, up 13 bp. Adjustable-rate 5- and 7-year ARMs are steady today at 5.625%. The 10-year ARM is 6.0%, up 13 bp from seven days ago. The jumbo 30-year fixed rate is steady at 6.875%.

Digital shows a 15-year Conventional Fixed rate today at 6.375%, unchanged from last week but up 50 bp from a month ago. The 30-year Conventional Fixed rate is steady at 7.0%, with a 30 bp increase over the past month. For 15-year Conventional ARM, the rate is 6.5%, up 13 bp from last week and 63 bp from a month ago. The 30-year Conventional ARM rate rose to 7.375%, 38 bp higher than last week and 88 bp above the rate from a month ago.

Pentagon shows a 30-year Conventional Fixed rate today at 6.5%, up 25 bp from a week ago. Their 30-year Conventional Refinance rate is 6.625%, rising 25 bp in seven days and 38 bp over 30 days. FHA 30-year Fixed is 6.0%, up 25 bp in a week and 38 bp in 30 days. VA 30-year Fixed stands at 6.125%, increasing 38 bp in seven days and 50 bp in 30 days. Jumbo 30-year Fixed is 6.375%, up 13 bp in the past week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.745%, higher than Freddie Mac’s 6.760%. Zillow’s 30-year rate is also higher than it was 7 days ago. The Zillow 15-year rate stands at 6.482%. These rates reflect current borrowing costs, which influence how many people can afford to buy homes or refinance existing loans.

🏦 Local Lenders in Los Angeles, CA

AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION — 4151 PROSPECT AVE LOS ANGELES CA 90027

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🏘️ All the Lenders Available in Los Angeles County, CA

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