Mortgage Loans in Minneapolis, MN

Looking for personal mortgage rates in Minneapolis, MN? Compare offers from trusted local lenders to find competitive rates and flexible down payment options tailored to your needs. Whether you’re buying your first home or refinancing, we make it easy to explore your best choices.

Minneapolis homebuyers deserve more than just numbers—they need guidance and support through every step. Discover personalized mortgage options with local expertise that fits your budget and timeline. Start comparing today and take the next step toward your dream home with confidence.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Minneapolis, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Hennepin County, MN

✅WINGS FINANCIAL CREDIT UNION
✅BAXTER CREDIT UNION
✅BLAZE CREDIT UNION
✅CITY COUNTY CREDIT UNION
✅WEST METRO SCHOOLS CREDIT UNION
✅SHAREPOINT CREDIT UNION
✅DANFOSS EMPLOYEES CREDIT UNION
✅VERIDIAN CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅NORTH MEMORIAL FEDERAL CREDIT UNION
✅BUILDING TRADES FEDERAL CREDIT UNION
✅MAGNIFI FINANCIAL CREDIT UNION
✅TOPLINE FINANCIAL CREDIT UNION
✅LATVIAN 63891 CREDIT UNION
✅ARISE COMMUNITY CREDIT UNION
✅TRANSIT OPERATIONS FEDERAL CREDIT UNION
✅ELECTRIC MACHINERY EMPLOYEES CREDIT UNION
✅TRIBE FEDERAL CREDIT UNION
✅TORO EMPLOYEES FEDERAL CREDIT UNION
✅SOUTH METRO FEDERAL CREDIT UNION
✅ZIEGLER FEDERAL CREDIT UNION
✅MY 60125 CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅ROYAL CREDIT UNION
✅CONNEXUS CREDIT UNION

Compare other loan types in Minneapolis, MN

Why compare Mortgage Loans in Minneapolis, MN on LendMesh

If you’re searching for personal mortgage rates in Minneapolis, MN, it pays to keep exploring your options. LendMesh makes comparing offers from various lenders simple and transparent, helping you find better deals and more affordable rates without the hassle. Keep checking back to see how lenders stack up and discover the best fit for your financial goals.

Stay informed with LendMesh’s subscription service designed for Minneapolis homebuyers and refinancers. Set your preferred rate target and receive personalized alerts when loan offers dip below that threshold. With expert insights, market trends, and curated loan deals delivered weekly or monthly, you’ll have the confidence to act fast and secure the best mortgage rate available.

Customers are also interested in:

Personal Mortgage Rates