Mortgage Loans in Saint Paul, MN

Looking for the best mortgage rates in Saint Paul, MN? Compare offers from trusted local banks and credit unions to find a loan that fits your budget and lifestyle. We make it easy to see your options side by side, so you can save money and move forward with confidence.

Whether you’re buying your first home or refinancing, Saint Paul lenders offer competitive rates and flexible terms tailored to our community. Start comparing today to unlock savings on closing costs and enjoy personalized service from banks that know your neighborhood.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed mortgage at 6.21% and a 30-year conventional fixed at 6.583% today. The 30-year rate rose by 13 bp over the past 30 days. They also have a 5-year adjustable mortgage at 6.533%, which increased by 20 bp in the last 30 days. Rates have slightly increased compared to a month ago. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Saint Paul, MN

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🏘️ All the Lenders Available in Hennepin County, MN

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Why compare Mortgage Loans in Saint Paul, MN on LendMesh

If you’re searching for the best mortgage rates by bank in Saint Paul, MN, it pays to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover competitive offers and potentially save on your mortgage. Take your time reviewing the options—finding the right loan for your unique situation can make a meaningful difference in both monthly payments and long-term costs.

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