Mortgage Loans in Utica, NY

Looking to buy a home in Utica, NY? Compare mortgage rates from trusted local lenders to find the best deal tailored just for you. Whether you’re a first-time buyer or upgrading, getting the right rate can save you money and stress.

Utica offers unique mortgage programs and perks through local credit unions and banks, giving you a smoother path to owning your dream home. Start comparing today and take advantage of personalized options that fit your lifestyle and budget.

Purchase Refinance

🏦 All Local Lenders in Utica, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION	2812 GENESEE ST UTICA NY 13502	⏰ 4-Aug 📞 3157245133 📠 3157938296	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $37,887,042 Deposits: $1,100,534 Net Worth: $12,638,394 Employees: 5 Members: 1,711
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION	UTICA POLICE DEPTFCU UTICA NY 13502	⏰ 10am to 12pm 📞 3152233592 📠 3152233579	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $5,896,635 Deposits: $334,160 Net Worth: $1,676,526 Employees: 2 Members: 609
FIRST SOURCE FEDERAL CREDIT UNION	1634 GENESEE ST UTICA NY 13502	⏰ (M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm Drive-Thru only) 📞 3157351030 📠 3157351552	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,063,820,676 Deposits: $52,972,537 Net Worth: $100,478,065 Employees: 244 Members: 62,132
FIRST SOURCE FEDERAL CREDIT UNION	50 AUERT AVE UTICA NY 13502	⏰ (M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm) 📞 3156249430 📠 3157351552	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,063,820,676 Deposits: $52,972,537 Net Worth: $100,478,065 Employees: 244 Members: 62,132
EMPOWER FEDERAL CREDIT UNION	1928 GENESEE ST UTICA NY 13502	⏰ Lobby Hours: Mon-Fri: 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Mon - Fri: 8:30 am - 5:30 pm Sat: Closed 📞 3154772200	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $3,759,853,763 Deposits: $238,547,679 Net Worth: $365,681,043 Employees: 581 Members: 277,374
AMERICU CREDIT UNION	224 N GENESEE ST STE 3 UTICA NY 13502	⏰ Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6: 📞 3152926321 📠 3153392069	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,693,858,739 Deposits: $60,545,589 Net Worth: $262,375,424 Employees: 434 Members: 167,171

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION

✅RT FEDERAL CREDIT UNION

✅ACCESS 5579 CREDIT UNION

✅MOHAWK VALLEY FEDERAL CREDIT UNION

✅AMERICU CREDIT UNION

✅ONEIDA COUNTY FEDERAL CREDIT UNION

✅SPECIAL METALS FEDERAL CREDIT UNION

✅UTICA GAS ELECTRIC EMP CREDIT UNION

✅FIRST SOURCE FEDERAL CREDIT UNION

✅ROME FEDERAL CREDIT UNION

✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION

✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

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