Home Equity Loans in El Paso, TX

Ready to tap into your El Paso home's equity? Explore top local lenders offering competitive rates and flexible terms tailored to your needs, whether it’s renovations, debt consolidation, or big projects.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in El Paso, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRSTLIGHT FEDERAL CREDIT UNION
5050 N DESERT BLVD EL PASO TX 79912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,599,326,350
Deposits: $46,122,707
Net Worth: $160,060,041
Employees: 351
Members: 100,989
UNIFY FINANCIAL FEDERAL CREDIT UNION
1851 N RESLER DR EL PASO TX 79912
P2P
E-Statements
E-Signature
Assets: $3,509,573,656
Deposits: $193,298,017
Net Worth: $280,101,782
Employees: 474
Members: 252,114
EVOLVE FEDERAL CREDIT UNION
7721 PASEO DEL NORTE EL PASO TX 79912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $324,871,742
Deposits: $15,636,791
Net Worth: $36,502,047
Employees: 76
Members: 14,667
ONE SOURCE FEDERAL CREDIT UNION
5730 CROMO DR EL PASO TX 79912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $122,994,279
Deposits: $5,715,482
Net Worth: $12,837,559
Employees: 34
Members: 10,407
GECU FEDERAL CREDIT UNION
5710 N MESA ST EL PASO TX 79912
ATM
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
GECU FEDERAL CREDIT UNION
7410 HELEN OF TROY EL PASO TX 79912
ATM
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
GECU FEDERAL CREDIT UNION
100 CHAMPIONS PL EL PASO TX 79912
ATM
P2P
E-Statements
E-Signature
Assets: $4,343,428,267
Deposits: $92,051,037
Net Worth: $536,807,272
Employees: 967
Members: 434,559
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
6450 N DESERT BLVD EL PASO TX 79912
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
NUSENDA FEDERAL CREDIT UNION
4849 N MESA ST EL PASO TX 79912
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205
NUSENDA FEDERAL CREDIT UNION
7015 N MESA ST EL PASO TX 79912
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

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