Unify Financial El Paso TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Unify Financial, your trusted credit union located at 1851 N Resler Dr, El Paso, TX 79912. Since our establishment in 1963, we've been dedicated to serving our community and providing financial services that truly make a difference. With a robust membership of over 252,000 individuals, we take pride in being a cornerstone of support for families and businesses alike. At Unify Financial, we understand the importance of financial stability and empowerment. Our total assets exceed an impressive $3.5 billion, reflecting our commitment to helping members achieve their goals. Whether you're looking for auto loans, personal banking services, or business financing options, we've got you covered. Currently, we hold about $193 million in deposits and have approved over 122,000 loans, ensuring that your needs are met with care and attention. Led by our dedicated CEO, Gordon Howe, and Board President, Tony Tam, our team of 474 employees is here to guide you on your financial journey. We believe in fostering a sense of community where every member feels valued and supported. While you can reach us directly at 877-254-9328 for any inquiries, we encourage you to explore our full range of services online at Unify Financial. For official correspondence, please note that while members can visit us at our branch location, all mail should be directed to PO BOX 10018, Manhattan Beach, CA 90267. Join us today and experience the difference that comes with being part of a credit union that truly cares!

Branch History & Mission

Welcome to Unify Financial, a cornerstone of the El Paso community since 1963. Located at 1851 N Resler Dr, El Paso, TX 79912, our branch has a rich history of serving members and fostering financial growth. Over the years, we have grown alongside our community, now proudly supporting over 252,000 members with total assets exceeding $3.5 billion. From our humble beginnings as a small credit union, Unify Financial has evolved into a trusted partner for individuals and businesses alike. Our commitment to providing quality financial services is matched only by our dedication to community outreach and support. We believe that financial wellness goes hand-in-hand with community strength, and that is why we actively participate in local initiatives aimed at uplifting those around us. At Unify Financial, our mission is clear: to empower our members with accessible financial solutions while enriching the communities we serve. We aim to deliver personal banking options that cater to diverse needs whether you're looking for checking and savings accounts, auto loans, or business banking services. Our goal is not just to be your bank but to be your financial partner for life. While you can visit us at our branch location in El Paso, official correspondence should be directed to our mailing address: PO BOX 10018, Manhattan Beach, CA 90267. Our operating hours are Tuesday through Thursday from 9 AM to 1:30 PM and again from 2:30 PM to 5 PM; please note that we are closed on Mondays and Fridays. We understand that modern banking requires flexibility and convenience. That's why we offer robust online and mobile banking services designed with your needs in mind. Although we currently do not have ATM or drive-thru services available at this branch, you can access many features digitally from the comfort of your home. Our dedication extends beyond banking; we strive to make a positive impact through various partnerships and community outreach programs. By joining Unify Financial, you become part of a network that values connection and support. We invite you to experience the difference at Unify Financial. Whether you're new to credit unions or looking for a better banking experience, come see how we can help you achieve your financial goals. Join us today and become part of a community where your voice matters! For more information or to get started, call us at 877-254-9328 or visit our website at Unify Financial.

Branch Location & Accessibility

Welcome to Unify Financial, your friendly neighborhood credit union located at 1851 N Resler Dr in the heart of El Paso, TX. Our branch is easily accessible and conveniently situated near popular landmarks like the Resler Canyon Park, making it a breeze for you to stop by while enjoying a day out or running errands. At Unify Financial, we value your time and strive to make banking as simple as possible. We are open from Tuesday to Thursday, with lobby hours from 9 AM to 1:30 PM and then again from 2:30 PM to 5 PM. Please note that we are closed on Mondays and Fridays. If you have any questions or need assistance, don't hesitate to reach out to us at 877-254-9328. Our friendly staff is always here to help! For those who prefer sending official correspondence, please note that our mailing address is PO BOX 10018, Manhattan Beach, CA 90267. While you can visit us at our branch location for all your banking needs, this is where you'll want to direct any mail. We understand the importance of accessibility; our branch is designed with features that accommodate everyone, including ADA-compliant ramps for easy entry. Although we currently do not offer ATM services or drive-thru banking, our team is committed to providing top-notch personal service within our welcoming space. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, Unify Financial has you covered. We invite you to come visit us at our El Paso branch and discover how we can assist you with your financial needs!

Member Eligibility

At Unify Financial, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you're wondering whether you can join us, let's make it simple: anyone who lives, works, worships, or attends school in the El Paso area is eligible to become a member! Plus, if you have a family member who's already with us, you can hop on board too. Becoming part of our community means gaining access to personalized banking services that are designed with your needs in mind. Ready to take the next step? Opening an account is easy! Just visit us at 1851 N Resler Dr El Paso Tx 79912 or check out the details online at https://ebanking.unifyfcu.com/ufcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance along the way, don't hesitate to call us at (877) 254-9328. For more in-depth information about eligibility and membership criteria, feel free to explore our website at http://www.unifyfcu.com/unify-membership. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer essential merchant services that streamline your payment processes. Imagine having a payment solution that allows you to accept credit cards seamlessly making it easier for your customers to do business with you. Our merchant services are designed to enhance customer experience while giving you the tools you need to manage transactions efficiently. Located at 1851 N Resler Dr El Paso Tx 79912 in El Paso, TX, we're here to help you take your business to the next level. Let's work together to turn your business goals into achievements!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,070,153,429, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Unify Financial has tailored solutions just for you. Our business banking services include merchant services and business loans that help streamline operations and fuel growth. We know how important it is for businesses to have reliable financial support.

Credit Cards & Rewards

Don't forget about our rewarding credit cards with perks! They not only help you make purchases but also earn rewards that can be redeemed for travel or cash back perfect for those who love to shop or travel.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere pay bills, transfer funds, or even deposit checks all from the palm of your hand. Additionally, our ATM and cash withdrawal services ensure you have access to your cash when you need it most. At Unify Financial, we're dedicated to providing comprehensive financial solutions that fit into your life seamlessly. Whether you're visiting us at our branch in El Paso or accessing services online, we're here to make banking easy and accessible. For more information about how we can assist you further or if you're ready to open an account today, call us at 877-254-9328 or visit us online at Unify Financial. Your financial journey starts here!

Personal Banking Solutions

Our personal banking services are crafted with you in mind. If you're starting out or just need a reliable way to manage your money, our checking and savings accounts offer flexibility and easy access to your funds. Imagine having the ability to set aside savings effortlessly while still enjoying everyday transactions. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing that dream car more attainable than ever. Picture yourself driving off the lot with confidence knowing you got a great deal on financing tailored just for you. If homeownership is on your horizon, explore our mortgage loans and refinancing opportunities. We'll guide you through the process of buying a home or refinancing your current mortgage so you can focus on making memories in your new space. When unexpected expenses arise, our personal loans and debt consolidation services can provide the financial relief you need. Whether it's an urgent repair or consolidating debt for easier management, we are here to support you every step of the way.

Digital & Online Banking

Key Features

For added convenience, we provide electronic signatures for authorizations no need to print or fax documents! You can also opt for e-statements, making it easy to keep track of your transactions without the clutter of paper statements. You'll receive notifications when new statements are available, ensuring you're always informed. Mobile banking is another way we enhance your experience. With our mobile application, managing your finances on the go has never been easier. Whether you're out shopping or waiting in line, you can make person-to-person transfers and use mobile payments with just a tap on your phone.

Security and Accessibility

We prioritize your security and privacy in all our digital services. Your information is protected by advanced encryption technology so you can bank with confidence. Additionally, our platform is designed to be intuitive and straightforward whether you're tech-savvy or just getting started with online banking. In summary, Unify Financial offers a complete suite of digital banking solutions tailored to meet your needs. Experience the freedom of real-time account management and enjoy the peace of mind that comes from knowing your finances are secure. Discover more about our digital offerings today at http://www.unifyfcu.com!

Financial Strength

Growing Member Base

Total Share Accounts at 479,637 show a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unify Financial is your trusted partner. Visit us at 1851 N Resler Dr El Paso Tx 79912 or call (877) 254-9328 to learn more about how we can help you achieve your financial goals.

Investments in Our Future

With $234,177,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident through our significant lending capacity as well; we have $23,905 in used auto loans and $2,942,195,674 in total loans and leases to support your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $904,893,942 in share certificates and $459,250,040 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,999,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $8,660,810 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 473 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and care.

Solid Financial Health

With a net worth of $280,101,782, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided $250634432 in new vehicle loans and $397541408 in used vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we make financing simple and accessible.

Credit Lines

If you're looking for additional flexibility, our total credit lines amounting to $872463427 give you access to funds when you need them most. This can be an excellent option for those looking to cover unexpected expenses or invest in opportunities as they arise. At Unify Financial, we believe in empowering our members with the right tools for their financial journey. For details about refinancing options or eligibility requirements for any of these products, please visit us at our branch located at 1851 N Resler Dr, El Paso, TX 79912, or call us at 8772549328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more information about how we can assist you, we're here to help every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $118573600, make buying or refinancing simple. We provide tailored solutions that suit your unique circumstances and help you navigate the process with ease.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $93657378 in loans helping members manage their finances effectively. These cards are designed to provide convenience and build credit without the need for collateral.

Loan Aggregator

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Unify Financial