GECU El Paso TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gecu, your trusted partner in financial wellness located at 100 Champions Pl, El Paso, TX 79912. Since our establishment in 1932, we have been dedicated to serving our community with a member-first approach, ensuring that everyone has access to the financial resources they need. With a thriving membership base of over 434,559 individuals, we take pride in being a cornerstone of support for our members. At Gecu, we boast impressive assets totaling $4,343,428,267 and maintain a strong net worth of $536,807,272. Our commitment to providing exceptional service is reflected in our total deposits of $92,051,037, allowing us to offer competitive loans and financing options tailored to your needs. In fact, we currently manage 211,578 loans and leases that empower our members to achieve their dreams. While members can visit us at our branch address above for personal assistance or inquiries, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. Our team of dedicated professionals includes 967 employees, led by our CEO Crystal Long and Board President Greg Watters, who are committed to fostering a welcoming environment where every member feels valued. We are proud to offer a variety of services including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. Whether you prefer visiting us in person or utilizing our online and mobile banking services for convenience, we have you covered! For any questions or assistance, feel free to reach out at (915) 778-9221. We invite you to explore all that Gecu has to offer by visiting our website at www.gecu.com. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Connect With Us

While you can visit us at 100 Champions Pl El Paso Tx 79912, official correspondence should be directed to PO Box 20998, El Paso, TX 79998 if needed. For any inquiries or assistance, don't hesitate to reach out at (915) 778-9221 during our operating hours: M-F from 11:00 am to 2:00 pm. Join us at Gecu and experience firsthand the benefits of being part of a community-focused credit union dedicated to your financial success. We invite you to become a member and take part in our journey toward building stronger futures together!

Modern Banking Solutions

In keeping with our mission to provide accessible services, we have embraced modern technology while ensuring ADA compliance for all members. Our digital platforms offer online banking, mobile payments, and person-to-person transfers, making it easier than ever for you to manage your finances from anywhere.

Our Journey

From our humble beginnings, Gecu has evolved significantly. What started as a small initiative to support local families has transformed into a robust credit union with a total membership of 434,559. Today, we manage assets totaling an impressive $4,343,428,267. Our branch is located at 100 Champions Pl El Paso Tx 79912, conveniently situated near key landmarks that make us easily accessible for all your banking needs.

Our Mission

At the heart of our operations lies a clear mission: to enhance the financial well-being of our members and the communities we serve. We provide a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe in empowering individuals and businesses alike, offering tailored solutions that fit their unique financial situations. Our commitment extends beyond just banking; we actively engage in community outreach initiatives designed to uplift those around us. Whether it's through educational programs or local partnerships, we strive to make a positive impact every day.

Branch Location & Accessibility

Accessibility Features

Your comfort matters to us! Our location is equipped with ADA-compliant features, including ramps and accessible parking spaces to ensure everyone can visit us without any hassle. We strive to make your banking experience as smooth as possible.

Finding Us

While our main address is at Champions Place, if you need to send us official correspondence, please use our mailing address: PO Box 20998, El Paso, TX 79998. Whether you're coming from the nearby parks or heading back from shopping in the area, our branch is easily accessible.

Operating Hours

We're here for you Monday through Friday from 11:00 AM to 2:00 PM. This schedule allows us to serve you during convenient hours while ensuring our team is available to meet your needs.

Reach Out Anytime

Got questions? Feel free to give us a call at 915-778-9221. Our friendly team is ready to assist you with anything you might need. We invite you to come visit us at Gecu and see how we can help make your financial journey a little brighter!

Services Available

At Gecu, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need right here. Plus, we provide ATM access for quick cash withdrawals and balance checks just another way we're making banking easier for you!

Member Eligibility

Becoming a member of Gecu feels like joining a warm, welcoming family that truly cares about your financial journey. At our branch located at 100 Champions Pl El Paso Tx 79912, we believe that everyone deserves access to quality financial services, which is why we've made the membership process straightforward and inviting. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We also welcome family members of existing members, ensuring that our community continues to grow and thrive together. The benefits of being part of Gecu are abundant you'll enjoy competitive rates on loans, personalized service from our dedicated team, and access to a variety of financial products tailored just for you. Ready to get started? Opening an account is easy! For detailed eligibility criteria and more information on how to apply, feel free to visit our website at or give us a call at (915) 778-9221. We're excited to help you on your path to financial wellness!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable merchant services can make all the difference. Picture this: seamless transactions that allow you to focus on serving your customers rather than worrying about payment issues. Our merchant services are tailored to simplify payment processing, ensuring that you can accept various forms of payment easily and securely. Located at 100 Champions Pl El Paso Tx 79912, El Paso, TX, we're here to help your business thrive. Reach out today and discover how we can partner with you in achieving your goals!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner in El Paso, we offer tailored solutions just for you! Our business banking services include merchant services and business loans that can help grow your enterprise. We recognize that every business has unique needs, and we work closely with you to find the right fit.

Connect with Us Today!

At Gecu, we are committed to providing comprehensive financial services that adapt to your lifestyle. With our friendly staff ready to assist you by phone at (915) 778-9221 during our lobby hours from 11:00 AM to 2:00 PM on weekdays, we're here when you need us most. Explore all that we have to offer at Coronado Hs by visiting us or giving us a call today! Let us partner with you on your financial journey!

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere at any time whether it's transferring money between accounts or checking your balance on the go. Our ATM services further enhance accessibility, allowing you to withdraw cash or check balances without hassle.

Personal Banking Made Simple

Starting with personal banking, we provide a range of options including checking and savings accounts. Whether you're saving for a dream vacation or managing everyday expenses, our accounts come with features that help you stay on track. Plus, if you're looking to finance a new vehicle, our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel of your desired ride. For those considering homeownership or refinancing an existing mortgage, our mortgage loans are designed to make the process as smooth as possible. We understand that navigating the housing market can be overwhelming, which is why our team is here to guide you every step of the way.

Support for Every Financial Journey

Additionally, life can sometimes bring unexpected expenses. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a major purchase or want to streamline your existing debts into one manageable payment, we're here to help lighten your financial load. For everyday spending, consider our credit cards with rewards perfect for those who enjoy earning benefits while making purchases. These cards offer great rewards on various categories, allowing you to get more from what you spend.

Digital & Online Banking

Accessibility and Support

We believe in making banking accessible for everyone. Our online services are designed for ease of use, ensuring that whether you're tech-savvy or just starting out with digital banking, you'll find everything straightforward and intuitive. Should you ever have questions or need assistance, our dedicated team is here to help. In summary, at Gecu, we provide a complete suite of digital banking services that put control back in your hands. From secure transactions to real-time account management, we're committed to helping you manage your finances easily and effectively. Explore all these features today by visiting https://www.gecu.com!

Enhanced Payment Options

For those who enjoy the ease of modern payment methods, we also offer mobile payments that let you make purchases directly from your device. This feature is perfect for anyone looking to streamline their shopping experience. Need to send money to a friend? With our person-to-person transfer option, sending funds is just a few taps away!

Key Features of Our Online Banking Services

You can start by visiting us at https://www.gecu.com. Our online banking service is user-friendly and safe, giving you peace of mind while you handle everyday transactions. Enjoy the convenience of e-statements, which are available for all members, allowing you to keep track of your financial activity without the clutter of paper statements. If you need to sign documents, our electronic signature authorization makes the process quick and hassle-free no more waiting for paperwork to arrive in the mail! Plus, with our mobile application, you can take care of your banking needs right from your smartphone or tablet.

Financial Strength

Commitment to Growth

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $51,050 in used auto loans and $3,285,883,363 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $43,999,209, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $18,790,618. Total Share and Deposit Accounts: 708,171, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 100 Champions Pl El Paso Tx 79912 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options that suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today, and our team is ready to work with you to find financing solutions tailored for your specific needs. At Gecu, our goal is to support you through every step of your financial journey. Whether you're looking for an auto loan, mortgage options, or business financing, we're here to help make it happen. For any questions or to start your application process, feel free to reach out at (915) 778-9221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We provide guidance on eligibility and can assist you with refinancing options to help lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that enhance your spending power while providing the security you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform can be for those seeking better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Gecu

Type of Loan Offerings

Personal Loans

Vehicle Loans