One Source Credit Union El Paso TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to One Source, your trusted partner in financial wellness right here in El Paso, TX. Located at 5730 Cromo Dr, our Westside Branch has been serving the community since 1937. With a commitment to providing exceptional service and a wide range of financial products, we proudly support over 10,407 members who have chosen us for their banking needs. At One Source, we understand that every member is unique, which is why we offer personalized solutions tailored to your lifestyle. Our total assets amount to an impressive $122,994,279, reflecting our stability and strength as a credit union. You can feel confident knowing your money is safe with us; we hold total deposits of $5,715,482 and maintain a net worth of $12,837,559. Our team is dedicated to helping you achieve your financial goals. Whether you're looking for auto loans where we currently manage over 4,124 loans and leases or need assistance with savings accounts or mortgages, we've got you covered! With a cash reserve of $856,951, we are equipped to provide competitive lending rates and responsive service. Led by our experienced CEO Bruce Truman and Board President Robert Peterson, we prioritize community impact and member satisfaction. Our friendly staff of 34 employees is always ready to assist you during our convenient hours: Monday through Friday from 7:30 a.m. to 6:00 p.m., including drive-thru services for quick transactions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location at 5730 Cromo Dr, El Paso, TX 79912. For any questions or assistance, don't hesitate to reach out via phone at (915) 592-0223 or explore more about our services online at One Source's website. Join us today and experience the difference that comes with being part of the One Source family!

Branch History & Mission

Commitment to Service

One Source offers a variety of services designed for convenience and accessibility. Our branch features ATM availability and a drive-thru service, allowing members to complete transactions quickly and efficiently. With operating hours from Monday through Friday from 7:30 a.m. to 6:00 p.m., we ensure that you have ample time to manage your finances. While members can visit us at 5730 Cromo Dr, official correspondence should be sent to 5730 Cromo Dr, El Paso, TX 79912 if different from the branch address.

Community Focus

We understand that a credit union is more than just a place for transactions; it's a community hub. Over the years, One Source has engaged in various outreach initiatives aimed at uplifting local residents through financial education programs and partnerships with local organizations. By investing in our community's growth, we aim to create lasting impacts that extend beyond mere numbers.

Join Us

If you're looking for a credit union that prioritizes your needs and actively supports its members and community, One Source is here for you. Experience the difference that comes with being part of a cooperative dedicated to your financial well-being. Visit us today or call us at 915-592-0223 to learn more about how you can become part of the One Source family!

Our Evolution

Since opening our doors, One Source has focused on meeting the diverse needs of our members. Over the years, we have expanded our services to include personal banking accounts, auto loans, mortgages, and business banking solutions. Today, our total assets stand at an impressive $122,994,279, reflecting our strong financial health and ability to support our members' aspirations. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial success and security. This belief drives us every day as we offer personalized services tailored to meet the unique needs of each member.

Branch Location & Accessibility

Drive-Thru Banking

For added convenience, we have a drive-thru service where you can handle deposits, withdrawals, and simple transactions without leaving your car. This feature is perfect for busy members who appreciate the flexibility of banking on their own terms. While members can visit us at 5730 Cromo Dr, official correspondence should be sent to the same address as our mailing address. If you have any questions or need assistance, feel free to call us at 915-592-0223. We look forward to welcoming you to the One Source Westside Branch! Your financial journey begins here come see us today!

Nearby Landmarks and Accessibility

Located near popular spots like the Westside Community Center, our branch is easily accessible with ample parking available right outside. We ensure that everyone can visit us comfortably, featuring ADA-compliant entrances and ramps for those who need them.

Operating Hours

Our doors are open Monday through Friday from 7:30 a.m. to 6:00 p.m., giving you plenty of time to stop by after work or during your lunch break. If you prefer using our services on the go, we also offer an ATM on-site for quick cash withdrawals and balance checks.

Member Eligibility

At One Source, we believe that everyone deserves access to financial services that truly support their journey. Becoming a member is simple and welcoming; if you live, work, worship, or attend school in the El Paso area, you're likely eligible! We're dedicated to creating a community where you can thrive, with personalized service and a range of products designed just for you. To learn more about specific eligibility criteria, feel free to check out our detailed information at http://www.onesourcefcu.org/about-us/join-now. Once you know you're eligible, opening an account is a breeze! You can get started by visiting us at our branch located at 5730 Cromo Dr El Paso Tx 79912 or by giving us a call at (915) 592-0223. We're here to help make your transition into our community smooth and enjoyable. Join us today and experience the benefits of being part of something special at One Source!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we have not issued any member commercial loans or non-member commercial loans, we are dedicated to providing flexible financing solutions when the need arises. Imagine a local bakery wanting to expand its operations. With access to the right loan options, they can invest in new equipment or even open a second location. That's where our future commercial lending efforts will play a vital role.

Merchant Services

In addition to loans, we offer essential merchant services designed to streamline your payment processing and help your business thrive. Whether it's accepting credit cards at your storefront or managing online transactions smoothly, our merchant services can simplify your operations and enhance customer satisfaction. As you look towards the future of your business, remember that at One Source, we're here to partner with you every step of the way. Visit us at 5730 Cromo Dr, El Paso, TX 79912 or call us at 915-592-0223 to learn how we can help you succeed!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, we offer robust business banking solutions. From merchant services that simplify transactions to various types of business loans, we are dedicated to supporting your growth and success.

Community-Centered Approach

At One Source, we recognize that financial needs vary from person to person. Whether you're making everyday transactions or planning significant investments, we're here for you. Our dedicated staff is always ready to assist with any questions or concerns you might have. We invite you to visit us at our branch in El Paso or give us a call at 915-592-0223 during our operating hours from Monday through Friday, 7:30 a.m. to 6:00 p.m. Explore how we can support your financial journey today! For more information about our services or to become a member, check out our website. Join the One Source family today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. Check balances, transfer funds, and pay bills from anywhere all at your fingertips! If you prefer cash transactions, our branch features an ATM for easy cash withdrawals along with basic drive-thru banking for deposits and withdrawals.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. Need funds for a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. For those considering homeownership or refinancing, our mortgage loans provide competitive rates and flexible terms tailored just for you. If you're looking to consolidate debt or finance a special project, our personal loans can be an excellent choice. And for those who enjoy shopping and travel rewards, consider our credit cards with rewards a great way to earn while you spend!

Digital & Online Banking

At One Source, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a comprehensive range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks, you can access your accounts anytime, anywhere. Our online banking platform, available at https://www.onesourcefcu.org/, lets you manage your finances with ease. Whether you need to check your balance, transfer money, or pay bills, everything is right at your fingertips. For those who prefer mobile banking, our user-friendly mobile application ensures you can do all this on the go. Plus, with features like person-to-person transfers, sending money to friends and family has never been simpler. Security is our top priority. That's why we provide electronic signature authorization for certain transactions, ensuring that your information remains safe and secure. You can also opt for e-statements, allowing you to view your account statements electronically saving paper and providing quick access whenever you need it. With 24/7 online banking services, you're never out of touch with your finances. You can make payments through mobile payments easily and securely from your smartphone. This means no more waiting in lines or rushing to the bank before closing hours. Experience hassle-free banking with One Source where accessibility meets simplicity. Join us today and take control of your financial journey!

Financial Strength

A Growing Community

We proudly serve a growing community with a total of 21,113 share accounts. This shows that more people trust us with their finances every day. Net Shares available for lending and investments stand at $0, indicating robust resources ready to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Source is your trusted partner. Visit us at 5730 Cromo Dr El Paso Tx 79912 or call (915) 592-0223 to learn more about how we can help you achieve your financial goals.

Committed Team

Our efficient operations reflect our commitment to serving you with excellence. Our $-$83,698 showcases how effectively we manage our resources to provide competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $19,084,292 in share certificates and $6,114,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,959,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $10,827,612 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,488 in used auto loans and $72,559,211 in total loans and leases.

Strong Financial Health

With a net worth of $12,837,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $42,822,173 in used vehicle loans and $13,094,484 in new vehicle loans already helping members get on the road. Whether you are purchasing a new model or a reliable used vehicle, we have the right loan for you.

Mortgage Options

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through other mortgage options available. Our team is here to help simplify the process for potential homeowners.

Refinancing and Eligibility

Refinancing options may be available depending on your current financial situation. If you're interested in finding out more about eligibility requirements or how refinancing could benefit you, please don't hesitate to reach out. For any questions regarding our loan offerings or to start your application today, feel free to call us at 915-592-0223 or visit us at 5730 Cromo Dr El Paso TX 79912. We are open Monday through Friday from 7:30 a.m. to 6:00 p.m., ready to assist you with all your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans, our plans allow members to manage their finances effectively when these options become available.

Loan Aggregator

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ONE SOURCE FEDERAL CREDIT UNION - El Paso, TX

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