GECU El Paso TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gecu, your trusted financial partner located at 7410 Helen Of Troy, El Paso, TX 79912. Since our establishment in 1932, we have been committed to serving the community with a personal touch, ensuring that our 434,559 members feel valued and supported. Under the leadership of our dedicated CEO, Crystal Long, and Board President, Greg Watters, we strive to provide exceptional financial services tailored to meet your needs. At Gecu, we take pride in our robust financial standing. With total assets reaching an impressive $4,343,428,267 and total deposits of $92,051,037, we are well-equipped to help you achieve your financial goals. Our range of offerings includes personal banking services like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. Our team of nearly 1,000 employees is here to assist you from Monday through Friday between 9 AM - 5 PM, and on Saturdays from 9 AM - 12 PM. We also offer extended hours for our drive-up personal tellers during weekdays until 6 PM. We invite you to explore how Gecu can enhance your financial journey. Whether you're looking for a loan or just want to learn more about our services, don't hesitate to reach out! Call us at (915) 778-9221 or visit our website at gecu.com. Your financial future starts here!

Branch History & Mission

At Gecu, we take pride in our rich legacy and commitment to serving the community. Founded in 1932 in the heart of El Paso, TX, we have grown from a small credit union into a trusted financial partner for over 434,559 members. Our journey has been marked by milestones that reflect our dedication to enhancing the lives of our members and supporting local initiatives. Located at 7410 Helen Of Troy El Paso Tx 79912, our branch stands as a welcoming hub for financial services. Just a stone's throw away from popular landmarks, we aim to be easily accessible for all who need us. While members can visit us at this address, official correspondence should be sent to PO Box 20998, El Paso, TX 79998 if it differs. Our mission at Gecu is clear: we are committed to providing exceptional financial services while fostering community growth. We believe in empowering individuals and families through personalized banking solutions, whether it's offering checking and savings accounts, auto loans, or business banking options. Our goal is not just to meet your financial needs but also to uplift the community where we live and work. Over the years, we've embraced digital advancements to ensure that our services are user-friendly and accessible. From online banking and mobile payments to 24/7 ATM access, we make it easy for our members to manage their finances anytime, anywhere. Furthermore, we strive to be ADA compliant, ensuring all members can comfortably access our facilities. Community engagement is vital to us. We actively participate in local events and support various charitable initiatives that align with our values. By forming partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Our operating hours reflect our commitment to being there when you need us most: Monday through Friday from 9 am to 5 pm and Saturdays from 9 am to 12 pm. For those who prefer personal interactions after hours, we offer Drive-Up Personal Tellers during extended hours on weekdays until 6 pm. Join us at Gecu and discover how we can support your financial journey while working together for a brighter future in El Paso. We invite you to experience the benefits of membership with us where your needs come first! For more information or assistance, feel free to contact us at (915) 778-9221. Together, let's build a thriving community!

Branch Location & Accessibility

Accessibility Features

At Gecu, we prioritize your comfort and convenience. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. If you're driving, rest assured that there's ample parking available right outside our doors, allowing you to get in and out with ease.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. For those who need assistance beyond regular hours, our Personal Tellers are available until 6 PM on weekdays and until noon on Saturdays. Plus, our ATM is accessible 24/7 for quick cash withdrawals and balance checks whenever you need them.

Services Offered

At Gecu, we provide an array of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly staff is here to guide you through any financial decisions you might face. While members can visit us at 7410 Helen Of Troy for all their banking needs, official correspondence should be sent to PO Box 20998, El Paso, TX 79998 if that's more convenient for you. Feel free to give us a call at 915-778-9221 if you have any questions or if you'd like more information about our services. We look forward to welcoming you into our branch soon!

Member Eligibility

At Gecu, we believe that everyone deserves a chance to be part of a welcoming community that prioritizes your financial well-being. Joining us is simple and inclusive! If you live, work, or attend school in the area, you're likely eligible to become a member. Our commitment is to provide you with personalized service and various benefits tailored to meet your needs. We offer everything from checking and savings accounts to loans and credit cards, ensuring you have access to the tools you need for financial success. To get started on your membership journey, simply visit us at 7410 Helen Of Troy El Paso Tx 79912 or give us a call at (915) 778-9221. You can also check out the detailed eligibility criteria at for any specific requirements. We're excited to help you open an account and become part of our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced marketplace, having reliable merchant services can set your business apart. Imagine being able to accept payments anytime, anywhere from retail shops to online sales streamlining your operations while enhancing customer satisfaction. Our solutions cater specifically to your needs, making transactions smooth and efficient. Visit us at 7410 Helen Of Troy El Paso Tx 79912 in El Paso, TX or reach out at (915) 778-9221 to discover how our business banking and commercial services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized support through our Business Banking options. This includes Merchant Services & Business Loans, making it easier for local businesses to thrive in our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our comprehensive Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer money between accounts, and even make person-to-person payments right from your smartphone.

Credit and Debt Management

We know that life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation services can help ease your financial stress. Whether you need funds for a home renovation or want to consolidate high-interest debt into one manageable payment, we're here for you. Our Credit Cards with Rewards provide additional flexibility and benefits, allowing you to earn points on everyday purchases while enjoying competitive rates.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are tailored just for you. We offer Checking & Savings Accounts that make it easy to manage your day-to-day finances. Imagine having quick access to your funds through our ATM & Cash Withdrawal Services, available 24/7, so you can get cash whenever you need it. If you're thinking about buying a new car or upgrading your vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. Additionally, our Mortgage Loans & Refinancing services are designed to assist both first-time homebuyers and those looking to reduce their current mortgage payments.

Your Financial Partner

At Gecu, we pride ourselves on being more than just a financial institution; we aim to be your trusted partner in achieving financial success. Our experienced team is always ready to assist you whether it's answering questions about services or providing personalized advice tailored to your needs. Don't hesitate! If you're interested in any of these services or have questions about how we can help improve your financial journey, please reach out at (915) 778-9221. We look forward to serving you at Helen Of Troy!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're at home, at work, or on the go, managing your finances is just a few clicks away. Visit us at https://www.gecu.com to explore all the features available to you.

Manage Your Money on Your Mobile Device

Our mobile application brings banking right to your fingertips. You can send money easily with our person-to-person transfer feature and even enjoy mobile payments for quick transactions. Imagine paying for your morning coffee or splitting a bill with friends all from your smartphone.

Secure and User-Friendly Features

Security is a top priority for us. Our electronic signature authorization makes signing documents easy and secure, eliminating the hassle of paperwork. Plus, with e-statements available, you can keep track of your finances without worrying about paper clutter. Just think no more waiting for statements to arrive in the mail!

Stay in Control

With real-time account management tools, you'll always know where your money stands. From checking balances to transferring funds, everything is intuitive and straightforward. At Gecu, we're committed to making your banking experience not only secure but also enjoyable. Join us today and take advantage of these convenient services!

Financial Strength

Commitment to Reinvestment

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $51,050 in used auto loans and a total of $3,285,883,363 in loans and leases.

Member-Focused Savings

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $43,999,209 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

With net shares available for lending and investments totaling $18,790,618, along with 708,171 deposit accounts showing a strong and growing member base that trusts us with their finances, Gecu stands as a pillar of strength in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 7410 Helen Of Troy El Paso Tx 79912 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

In addition to these primary loan products, we offer various refinancing options to help you lower your monthly payments or reduce interest rates on existing loans. Our team is dedicated to guiding you through the eligibility process so that you can take full advantage of what we have to offer. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan offerings or have questions about how they can work for you, don't hesitate to reach out! You can contact us at (915) 778-9221 or visit us at our branch located at 7410 Helen Of Troy El Paso Tx 79912 in El Paso, TX. At Gecu, we're committed to providing personalized service and making your borrowing experience as straightforward as possible. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used option, we can help you find the financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you can secure the right home for you and your family.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit card options come with rewards that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By pulling information from legitimate financial institutions, LendMesh guarantees that users are viewing accurate and trustworthy loan options.

GECU FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans