Navy Federal Credit Union

In the vibrant community of El Paso, Navy Federal Credit Union at 6450 N Desert Blvd is proud to serve military members, veterans, and their families with personalized financial solutions designed to support your goals. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers a welcoming lobby and convenient ATM access for quick cash withdrawals and balance checks.
Known for providing some of the best auto loans in El Paso, Navy Federal makes vehicle financing simple with competitive rates and flexible terms tailored to fit your budget. Homebuyers will also appreciate low mortgage rates and refinancing options that help turn your dream home into reality. Beyond lending, members enjoy personal banking services including checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans designed to support local entrepreneurs.
Visit Navy Federal Credit Union at 6450 N Desert Blvd or call 888-842-6328 today to experience friendly, community-focused service. Discover how our standout auto loans and mortgage offerings can empower your financial future right here in El Paso!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being. Located at 6450 N Desert Blvd, El Paso, TX 79912, we have proudly served our community since 1947. With a membership exceeding 14 million, we are committed to providing exceptional service and tailored financial solutions that meet the diverse needs of our members. At Navy Federal, we understand that every financial journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With total assets of over $180 billion and total deposits amounting to $2.32 billion, we are well-equipped to support your goals and aspirations. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is dedicated to fostering a culture of trust and community engagement. As part of our commitment to you, we maintain a strong net worth of $21.49 billion and ensure that you receive the best financial advice tailored just for you. While members can visit us at our branch address, official correspondence should be directed to the same location: 6450 N Desert Blvd, El Paso, TX 79912. Our friendly team is here to assist you during lobby hours from Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Whether you're looking for new loan options or simply need assistance with your account, don't hesitate to reach out! Call us at 888-842-6328 or explore more about our offerings on our website at navyfcu.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Established in 1947, our branch located at 6450 N Desert Blvd, El Paso, TX 79912 has grown alongside its members. From the very beginning, our mission has been clear: to provide exceptional financial services while fostering a sense of belonging and support for all who walk through our doors. Over the years, we have expanded significantly, now proudly serving over 14 million members and managing total assets of approximately $180.8 billion. This growth is a testament to the trust our community places in us and the dedication we have towards meeting their financial needs. Our headquarters in Vienna, VA remains focused on guiding each branch to ensure they can deliver the highest level of service possible. Our mission emphasizes not just providing excellent financial products but also enhancing the quality of life for our members. We believe that when our members thrive, the entire community flourishes. To this end, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We strive to make banking accessible through our online and mobile platforms as well as through convenient ATM services available at our branch. While members can visit us at 6450 N Desert Blvd for all their banking needs, official correspondence should be sent to the same address for consistency. Our operating hours are designed to accommodate busy schedules: from Monday to Thursday, we're open from 9 AM to 5 PM; on Fridays until 5:30 PM; and Saturdays from 9 AM to 1 PM. Navy Federal is also committed to staying ahead with digital advancements while ensuring ADA compliance for accessibility. We recognize that every member's journey is unique; thus, we prioritize customer-centric initiatives aimed at making banking easier and more efficient. Beyond banking services, we deeply value community outreach. Through various partnerships and programs, we engage with local organizations to support those in need. Whether it's sponsoring educational initiatives or participating in charity events, we aim to give back to the vibrant El Paso community. As you consider joining Navy Federal Credit Union, remember that you're not just becoming a member; you're becoming part of a family dedicated to your financial success and overall well-being. We invite you to experience firsthand how we can help you achieve your goals and dreams. Visit us today or reach out at 888-842-6328 let's embark on this journey together!

Branch Location & Accessibility

Accessibility Features

At Navy Federal Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can access our services comfortably. With ample parking available, finding a spot is never a hassle.

Call to Action

We invite you to visit Navy Federal Credit Union today at 6450 N Desert Blvd or call us at 888-842-6328 for any questions you may have. Experience how we can help you achieve your financial dreams!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. You can visit us from Monday through Thursday between 9:00 AM and 5:00 PM, and on Friday until 5:30 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM for quick banking needs.

Services Offered

Our branch offers a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash? Enjoy the convenience of our ATM services available right at our location. Although we don't currently offer drive-thru banking or shared service centers, our dedicated staff is always ready to assist you inside the branch with any inquiries or transactions.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a close-knit family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized service and community support, you may be eligible to join us. At Navy Federal Credit Union, we welcome individuals who are active duty members of the military, veterans, and their families. Additionally, if you live or work in certain areas or have connections to our existing members, you can also become part of our community. To learn more about who qualifies for membership, check out the details at https://www.navyfederal.org/membership/eligibility.html. Joining is easy! You can open an account online or visit us at our branch located at 6450 N Desert Blvd El Paso Tx 79912. Our friendly team is ready to assist you with any questions you might have along the way. Feel free to give us a call at (888) 842-6328 for more information or guidance on how to get started. We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments seamlessly while keeping track of your sales all in one place. Our merchant services simplify payment processing, allowing you to focus on what matters most: serving your customers. From credit card processing to mobile payment options, we help you enhance customer experiences and streamline operations. Visit us at 6450 N Desert Blvd El Paso Tx 79912 in El Paso, TX, or give us a call at (888) 842-6328 to learn how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that make it easier for you to drive away in the vehicle of your choice. Our team will work with you to find the best rates tailored to your financial situation.

Business Banking

For entrepreneurs, we provide robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our business solutions are designed to support your growth.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They offer great benefits that can turn everyday purchases into points redeemable for exciting rewards. It's a smart way to get more out of your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced staff is here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer powerful online and mobile banking features. You can manage your accounts from anywhere at any time pay bills, transfer money, and check balances without ever stepping foot in the branch. At Navy Federal Credit Union located at 6450 N Desert Blvd, El Paso, TX 79912, we strive to meet all your financial needs under one roof. If you have questions or would like assistance with any of these services, don't hesitate to reach out at 888-842-6328. We're here to help! Ready to take the next step? Visit us online at Navy Federal Credit Union or stop by our branch today!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Need quick access to funds? With our ATM and cash withdrawal services, you can easily access your accounts for withdrawals and balance checks at any time.

Personal Loans & Debt Consolidation

If you're looking for flexibility in managing expenses, consider our personal loans and debt consolidation options. These services can help simplify your finances by combining multiple debts into one easy-to-manage loan, potentially saving you money on interest payments.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. Available for both iOS and Android, it puts banking right in your pocket. You can pay bills, deposit checks with ease, and even set up mobile payments for quick transactions. Plus, with person-to-person transfers, sending money to friends or family is as simple as sending a text. We know security is important to you. That's why we offer electronic signature authorization for certain transactions, ensuring that your information stays safe while you bank online. And if you prefer going paperless, e-statements are available for easy access to your account statements without the clutter. With all these features at your fingertips, managing your finances has never been more accessible. At Navy Federal Credit Union, we are committed to providing a user-friendly experience so you can focus on what matters most your life!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your funds are managed wisely and that our services remain reliable and beneficial. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6450 N Desert Blvd El Paso Tx 79912 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can make financing easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in today's economy. At Navy Federal Credit Union, we prioritize transparency and customer satisfaction. If you're interested in refinancing options or have questions about eligibility, feel free to reach out to us at (888) 842-6328 or visit us at our branch located at 6450 N Desert Blvd El Paso Tx 79912 in El Paso, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the first step towards fulfilling your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring that you find a loan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the information you see reflects actual offers available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can compare options without worrying about hidden agendas or marketing ploys. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature helps you find the best options without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this comparison tool in real-world scenarios. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover your ideal financing options. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.