Home Equity Loans in Jefferson City, MO

Looking to borrow equity in Jefferson City, MO? Discover competitive home equity loan offers tailored to your needs. Whether you want to consolidate debt or fund home improvements, comparing local lenders helps you find the best rates and terms that fit your budget.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Members 1St has a Home Equity rate range of 5.74% to 9.74% , unchanged from it was 7 and 30 days ago. Their HELOC rate is 7.25% today, unchanged from 7 and 30 days ago but down from 7.5% 30 days ago. Communityamerica has a HELOC with an APR range of 5.74% to 18% today. This rate is the same as it was 7 days ago but lower than the 5.99% minimum APR from 30, 60, and 90 days ago. The maximum APR has stayed steady at 18% throughout this period. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Vantage has a Home Equity rate of 6.75% today, unchanged from 7 and 30 days ago and lower than the 60–day range of 6.75% to 24.9% . Their HELOC rate is 7.25% now, unchanged from 7, 30, 60, and 90 days ago, where the range was 7.25% to 24.9% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Jefferson City, MO

Lender NameBranch AddressOffice ServicesLender Snapshot
PENNTECH EMPLOYEES FEDERAL CREDIT UNION
805 W STADIUM BLVD JEFFERSON CITY MO 65109
P2P
Assets: $11,863,895
Deposits: $972,303
Net Worth: $1,375,334
Employees: 4
Members: 1,319
EMERALD CREDIT ASSOCIATION FEDERAL CREDIT UNION
805 W STADIUM BLVD JEFFERSON CITY MO 65109
P2P
E-Statements
Assets: $8,942,044
Deposits: $896,600
Net Worth: $788,115
Employees: 4
Members: 1,258
RIVER REGION COMMUNITY FEDERAL CREDIT UNION
3608 W TRUMAN BLVD JEFFERSON CITY MO 65109
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $704,757,705
Deposits: $42,204,217
Net Worth: $69,175,579
Employees: 129
Members: 42,451
RIVER REGION COMMUNITY FEDERAL CREDIT UNION
3124 W EDGEWOOD DR JEFFERSON CITY MO 65109
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $704,757,705
Deposits: $42,204,217
Net Worth: $69,175,579
Employees: 129
Members: 42,451
CONSERVATION EMPLOYEES CREDIT UNION
2915 W TRUMAN BLVD JEFFERSON CITY MO 65109
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $166,212,931
Deposits: $23,366,654
Net Worth: $15,737,525
Employees: 18
Members: 9,245
FEDCO CREDIT UNION
701 S COUNTRY CLUB DR JEFFERSON CITY MO 65109
E-Statements
Assets: $6,349,966
Deposits: $804,154
Net Worth: $723,156
Employees: 0
Members: 395
FEDCO CREDIT UNION
3533 COUNTRY CLUB DR JEFFERSON CITY MO 65109
E-Statements
Assets: $6,349,966
Deposits: $804,154
Net Worth: $723,156
Employees: 0
Members: 395
MISSOURI CREDIT UNION
1815 SOUTHWEST BLVD JEFFERSON CITY MO 65109
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $564,558,139
Deposits: $130,930,082
Net Worth: $57,662,658
Employees: 86
Members: 37,047
MISSOURI CREDIT UNION
3200 W EDGEWOOD DR JEFFERSON CITY MO 65109
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $564,558,139
Deposits: $130,930,082
Net Worth: $57,662,658
Employees: 86
Members: 37,047
J C FEDERAL EMPLOYEES CREDIT UNION
1804 SOUTHWEST BLVD STE D JEFFERSON CITY MO 65109
Assets: $3,050,748
Deposits: $650,179
Net Worth: $674,658
Employees: 2
Members: 597
HIGHWAY ALLIANCE CREDIT UNION
2010 WILLIAM ST JEFFERSON CITY MO 65109
Drive-Thru
P2P
E-Statements
Assets: $26,517,407
Deposits: $941,751
Net Worth: $3,013,257
Employees: 6
Members: 1,659
YOUR BEST CREDIT UNION CREDIT UNION
805 W STADIUM BLVD JEFFERSON CITY MO 65109
P2P
E-Statements
Assets: $16,919,320
Deposits: $432,753
Net Worth: $2,434,112
Employees: 4
Members: 1,779
KNOX CO. EMPLOYEES CREDIT UNION
805 W STADIUM BLVD JEFFERSON CITY MO 65109
E-Statements
Assets: $11,992,327
Deposits: $589,145
Net Worth: $1,998,124
Employees: 5
Members: 1,363
PAMCEL COMMUNITY FEDERAL CREDIT UNION
805 W STADIUM BLVD JEFFERSON CITY MO 65109
Assets: $12,565,547
Deposits: $785,864
Net Worth: $2,094,596
Employees: 5
Members: 1,017

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