Home Equity Loans in Decatur, IL

Looking for the best home equity loan rates in Decatur, IL? Compare trusted local lenders offering low rates and flexible terms designed to fit your needs. Whether you’re planning a remodel or consolidating debt, finding the right loan starts here.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days.

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Polish & Slavic has a HELOC with a 7.25% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7.5% . The rate has stayed steady over the past week after dropping from last month.

🏦 All Local Lenders in Decatur, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
LAND OF LINCOLN CREDIT UNION
3130 E MOUND RD DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $470,088,144
Deposits: $21,009,860
Net Worth: $44,746,556
Employees: 150
Members: 38,708
LAND OF LINCOLN CREDIT UNION
2890 N OAKLAND AVE DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $470,088,144
Deposits: $21,009,860
Net Worth: $44,746,556
Employees: 150
Members: 38,708
LAND OF LINCOLN CREDIT UNION
1435 N WATER ST DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $470,088,144
Deposits: $21,009,860
Net Worth: $44,746,556
Employees: 150
Members: 38,708
1ST MIDAMERICA CREDIT UNION
202 E ASH AVE DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $987,546,827
Deposits: $10,607,491
Net Worth: $113,567,383
Employees: 179
Members: 63,545
I.B.E.W. LOCAL #146 CREDIT UNION
3390 N WOODFORD ST DECATUR IL 62526
P2P
E-Statements
Assets: $5,103,410
Deposits: $552,918
Net Worth: $547,984
Employees: 2
Members: 636
CITIZENS EQUITY FIRST CREDIT UNION
3301 N WOODFORD ST DECATUR IL 62526
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409
DECATUR EARTHMOVER CREDIT UNION
2600 DIVIDEND DR DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $292,870,039
Deposits: $12,312,828
Net Worth: $34,850,245
Employees: 106
Members: 21,278
STALEY CREDIT UNION
3330 N WOODFORD ST DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $208,781,098
Deposits: $14,774,857
Net Worth: $22,415,907
Employees: 50
Members: 18,012
UNITED EQUITY CREDIT UNION
1130 E PERSHING RD DECATUR IL 62526
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $70,637,576
Deposits: $4,097,043
Net Worth: $10,585,336
Employees: 23
Members: 6,581
UNITED EQUITY CREDIT UNION
2300 N EDWARD ST DECATUR IL 62526
P2P
E-Statements
E-Signature
Assets: $70,637,576
Deposits: $4,097,043
Net Worth: $10,585,336
Employees: 23
Members: 6,581

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