Home Equity Loans in Cedar Rapids, IA

Looking to tap into your home’s value in Cedar Rapids? Our local lenders offer flexible HELOC options that fit your needs—whether it’s remodeling, debt consolidation, or unexpected expenses. Compare trusted credit unions that know our community and can guide you every step of the way.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Cedar Rapids, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
GREENSTATE CREDIT UNION
1400 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
Assets: $10,659,297,817
Deposits: $961,767,748
Net Worth: $1,003,326,071
Employees: 902
Members: 455,892
COLLINS COMMUNITY CREDIT UNION
1005 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,656,072,849
Deposits: $92,763,611
Net Worth: $127,139,525
Employees: 203
Members: 82,221
COLLINS COMMUNITY CREDIT UNION
1800 1ST AVE NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,656,072,849
Deposits: $92,763,611
Net Worth: $127,139,525
Employees: 203
Members: 82,221
CORDA CREDIT UNION
3015 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
Assets: $692,228,797
Deposits: $23,394,342
Net Worth: $71,299,717
Employees: 100
Members: 25,842
VERIDIAN CREDIT UNION
5805 ROCKWELL DR NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920
AIM CREDIT UNION
1305 1ST AVE SE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $185,982,998
Deposits: $8,964,780
Net Worth: $23,804,214
Employees: 26
Members: 14,225
QUAKER OATS CREDIT UNION
3535 CENTER POINT RD NE CEDAR RAPIDS IA 52402
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $12,322,850
Deposits: $2,498,454
Net Worth: $1,975,128
Employees: 4
Members: 1,361
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE CEDAR RAPIDS IA 52402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173

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