Home Equity Loans in Memphis, TN

Ready to tap into your Memphis home's equity? A HELOC lets you unlock funds for debt consolidation, home improvements, or unexpected expenses—all with flexible terms designed around your needs.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with an APR of 4.000 today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Ascend has an APR range today of 5.25% to 8.25% for its Other program. This is lower than the rates from 90 days ago, which were 5.5% to 8.5% . There’s no data for 7 or 30 days ago to compare. Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Knoxville Tva Employees has a HELOC with an APR range of 5.74% to 18% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Y–12 has a HELOC with an APR range of 7% to 7.5% today. This rate is the same as it was 7 days ago but lower than the range from 30 days ago, which was 7.25% to 7.75% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
METHODIST HEALTHCARE FEDERAL CREDIT UNION
1300 WESLEY DR MEMPHIS TN 38116
ATM
P2P
E-Statements
Assets: $46,856,807
Deposits: $3,110,983
Net Worth: $7,990,310
Employees: 11
Members: 6,031
UPS EMPLOYEES CREDIT UNION
1814 E BROOKS RD MEMPHIS TN 38116
ATM
P2P
E-Statements
E-Signature
Assets: $45,643,420
Deposits: $1,326,563
Net Worth: $3,518,671
Employees: 9
Members: 5,281
ORION FEDERAL CREDIT UNION
3155 MILLBRANCH RD MEMPHIS TN 38116
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
1250 E SHELBY DR MEMPHIS TN 38116
ATM
Drive-Thru
P2P
E-Statements
Assets: $758,451,250
Deposits: $182,228,745
Net Worth: $237,033,751
Employees: 128
Members: 72,145
MEMPHIS CITY EMPLOYEES CREDIT UNION
4135 ELVIS PRESLEY BLVD MEMPHIS TN 38116
ATM
Drive-Thru
P2P
E-Statements
Assets: $459,508,225
Deposits: $29,883,688
Net Worth: $68,508,706
Employees: 92
Members: 44,177

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

Customers are also interested in:

Apply For Heloc