UPS Employees Credit Union Memphis TN | Best Auto Loans & Business Banking

Introduction

At Ups Employees, we understand that financial wellness is more than just numbers; it's about building a community where our members can thrive. Located at 1814 E Brooks Rd, Memphis, TN 38116, our credit union has been serving the needs of our valued members since 1980. With a commitment to personalized service and local values, we are proud to support over 6,150 members in achieving their financial goals. Our strength lies in our solid financial foundation, boasting total assets of $40,378,198 and total deposits reaching $4,830,749. We strive to provide a range of services tailored for both personal and business needs. From auto loans with competitive rates to rewarding credit cards and mortgage solutions, we aim to be your go-to partner for all things financial. Led by our dedicated CEO, Blake Wood, and Board President, Wayne Holobaugh, our team of 10 employees is here to ensure you receive the best possible service. Whether you're looking for guidance on managing your savings or exploring loan options our friendly staff is always ready to help. While members can visit us at our branch for inquiries or transactions, official correspondence should be directed to the same address: 1814 E Brooks Rd, Memphis, TN 38116. We invite you to explore our offerings on our website at upscu.org or give us a call at 901-396-2132 during our operating hours from 7:30 AM to 3:30 PM, Monday through Friday. Join us today and experience the Ups Employees difference a credit union that truly cares about its members!

Branch History & Mission

Community Focus

Our roots run deep in Memphis, and we take pride in giving back to the community that has supported us throughout the years. Through various outreach programs and partnerships with local organizations, we actively engage in efforts that uplift those around us. We recognize that financial literacy is essential for growth, so we host workshops and seminars to help educate our members about managing their finances effectively. For those who prefer face-to-face interaction, our branch offers convenient operating hours from 7:30 AM to 3:30 PM, Monday through Friday. While we currently do not have drive-thru services, members can enjoy ATM access for quick transactions anytime.

Join Us Today!

As we continue this journey together, we invite you to become part of the Ups Employees family. Experience firsthand the personalized service and community support that sets us apart. Visit us at 1814 E Brooks Rd or call us at 901-396-2132 for more information on how you can join or take advantage of our services. Together, let's build a brighter financial future!

Our Mission

At Ups Employees, our mission is clear: we strive to provide exceptional financial services while nurturing a strong sense of community. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. Whether it's helping someone purchase their first car or guiding families through mortgage options, we are here for you. We understand that our members' needs are diverse, which is why we offer a range of services including checking and savings accounts, personal loans, and business banking options. Our commitment to innovation means you can also take advantage of online banking and mobile applications designed for your convenience.

Branch Location & Accessibility

Convenient Access and Features

At Ups Employees, we strive to make your banking experience as smooth as possible. Our location is designed with accessibility in mind, featuring ADA-compliant ramps for easy entry. We also provide ATM services for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them. While you can reach us directly at 901-396-2132 during our operating hours from 7:30 AM to 3:30 PM Monday through Friday, please note that official correspondence should be sent to our mailing address, which is the same as our branch address: 1814 E Brooks Rd, Memphis, TN 38116.

Services Tailored for You

We are proud to offer a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. Plus, our online and mobile banking services make managing your finances even more convenient. If you have any questions or would like more information about becoming a member, don't hesitate to give us a call or visit our website at www.upscu.org. We look forward to serving you!

Member Eligibility

At Ups Employees, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think. If you live, work, worship, or go to school in the Memphis area, you're already on your way to joining us! We welcome individuals from all walks of life, making it a truly inclusive environment. Plus, as a member of Ups Employees, you'll enjoy access to personalized services and products designed just for you whether it's savings accounts, loans, or financial advice. To learn more about specific eligibility requirements and see how easy it is to become a part of our family, check out our detailed information at http://www.upscu.org/membership. Once you're ready to take the next step, opening an account is just a click away via https://my.homecu.net/banking/hcuactivate.prg?cu=upscu. If you have any questions or need assistance, don't hesitate to give us a call at (901) 396-2132. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses of all sizes. Picture this: A local retailer can easily accept payments through various channels whether it's in-person, online, or mobile. This flexibility not only improves customer satisfaction but also enhances cash flow. Explore how our business banking solutions at Ups Employees, located at 1814 E Brooks Rd Memphis Tn 38116, can help your enterprise reach new heights. Contact us today at (901) 396-2132 to get started!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide basic access for withdrawals and balance checks whenever you need it. With ATMs available at multiple locations, getting cash is hassle-free. We invite you to experience all these services at Ups Employees! Visit us at 1814 E Brooks Rd Memphis Tn 38116 or give us a call at (901) 396-2132 if you have any questions or want more information about how we can assist you in achieving your financial goals. Your journey starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Ups Employees, we offer auto loans and vehicle financing that fit your budget. Our streamlined application process means you can get behind the wheel faster. We work with you to ensure you receive the best terms possible, making it simpler for you to drive away in the vehicle of your choice.

Business Banking

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. If you're an entrepreneur looking to expand or start a new venture, we provide the resources and expertise necessary for success.

Credit Cards with Rewards

Why not make everyday purchases work for you? Our credit cards come with rewards that allow you to earn points on purchases, which can be redeemed for travel, merchandise, or cash back. This way, you can enjoy what you buy while also benefiting from it.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through each step. Picture settling into your dream home while benefiting from competitive interest rates and personalized service.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Ups Employees offers robust online and mobile banking features. Whether you're checking balances on-the-go or transferring funds between accounts from the comfort of your home, our platform makes banking straightforward and accessible.

Personal Banking

Our personal banking options start with checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily track your spending and grow your savings all in one place. With our competitive rates and user-friendly online and mobile banking services, accessing your accounts has never been easier. Plus, our e-statements keep you informed without the clutter of paper.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way or if you're looking to consolidate debt, our personal loans are a great solution. We understand that financial challenges can arise, and we're here to help you navigate them with flexible loan options designed just for you.

Digital & Online Banking

Key Features of Our Digital Services

Explore our online banking options at https://www.upscu.org/. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking for quick transactions, our person-to-person transfers let you send money to friends and family with just a few taps. For those who prefer going paperless, we offer e-statements that allow you to view your financial statements securely online. No more waiting for the mail stay organized and informed at all times!

Security and Convenience

Your security is our priority. We utilize electronic signature authorization, making it safe to sign documents digitally without needing to visit a branch. This means you can complete transactions quickly without compromising your safety. We also have a mobile application available that puts all these features right in your pocket. Whether you're making payments or checking your balance, everything is just a tap away. Plus, with 24/7 online banking services, you're never out of touch with your finances. In this busy world, Ups Employees aims to provide accessible and straightforward banking solutions tailored for you. Join us today and experience how easy managing your money can be!

Financial Strength

At Ups Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $9,051,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,236 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,063,331 in share certificates, offering stable and rewarding financial growth opportunities. This reflects our commitment to safeguarding your investments while providing options for growth. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,261,347 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $753 in used auto loans and $31,448,972 in total loans and leases, we support members' financial goals across various sectors. Our $689,294 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $377,246. Total Share Accounts: 10,646, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ups Employees is your trusted partner. Visit us at 1814 E Brooks Rd Memphis Tn 38116 or call (901) 396-2132 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,490,178 in used vehicle loans and $9,480,288 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit almost any budget. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $458,096 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while you shop and spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, our staff can help guide you through other available mortgage options to suit your needs.

Personal Loans and Credit Lines

If you're looking for personal financing solutions or need access to extra cash for emergencies or projects, our credit lines totaling $7,000,000 are available to qualified members. These options give you the flexibility to borrow when you need it most without the hassle of applying for multiple loans. At Ups Employees located at 1814 E Brooks Rd, Memphis, TN 38116, our friendly team is ready to discuss how we can help meet your financial needs. For more information or to speak with one of our representatives directly, please call us at 901-396-2132. For detailed insights into our performance and offerings, please note that all financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, we are here to support you on your journey toward success!

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to trust that they are viewing the best available options without any hidden agendas. With real-time rate comparisons from multiple institutions, LendMesh empowers users to find the most competitive rates quickly. For instance, thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and user satisfaction associated with using this platform.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ups Employees