Memphis City Employees Credit Union Memphis TN | Quick Personal Loans & Business Banking

Introduction

Welcome to Memphis City Employees, where your financial well-being is our top priority. Located at 4135 Elvis Presley Blvd, Memphis, TN 38116, we have proudly served our community since 1959. With a strong membership of 44,177 and total assets reaching an impressive $459,508,225, we are committed to offering personalized banking solutions that meet the diverse needs of our members. At Memphis City Employees, we understand that navigating finances can be challenging. That's why our dedicated team, led by CEO Kenneth Swann and Board President HettieAnn Spendlove, works tirelessly to provide services that enhance your financial journey. Whether you need auto loans where we've financed over 24,902 loans or want to explore savings options with total deposits of $29,883,688, we're here to support you every step of the way. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address. Our friendly staff is ready to assist you Monday through Wednesday from 8:00 am to 4:00 pm and Thursday through Friday until 6:00 pm in our drive-thru. We invite you to explore what sets us apart our commitment to community engagement and member satisfaction. With a net worth of $68,508,706 and cash in hand totaling $3,241,482, we are not just a credit union; we are a trusted partner in your financial success. Feel free to call us at 901-398-1101 or visit our website at memphiscu.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference of being a valued member at Memphis City Employees!

Branch History & Mission

Community Engagement

We understand that being part of a community means giving back. That's why Memphis City Employees actively participates in outreach efforts and partnerships that uplift those around us. Whether it's supporting local events or providing financial education workshops, we are dedicated to making a positive impact in Memphis. As we continue to grow and adapt to the changing needs of our members, our core values remain steadfast: integrity, service, and community support. We invite you to join us on this journey! Experience firsthand the benefits of being a member of Memphis City Employees and discover how we can help you achieve your financial goals. For more information or to become a member today, please call us at 901-398-1101 or visit our website. Join us as we continue building a better future for ourselves and our community!

Our Mission

The mission of Memphis City Employees is clear: we strive to empower our members by offering personalized banking experiences that foster financial well-being and community growth. We believe that everyone deserves access to quality financial services and support. Our offerings include personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. We also embrace technology through online and mobile banking services, ensuring that our members can manage their finances conveniently. While members can visit us at 4135 Elvis Presley Blvd for all their banking needs, official correspondence should be sent to the same address. Our branch features both ATM availability and drive-thru banking services for added convenience.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit us comfortably. Parking is ample, making it easy for you to stop by without any hassle.

Call to Action

Feel free to reach out by phone at 901-398-1101 if you have questions or need assistance before your visit. We invite you to come see us at our branch today! Your financial well-being is our priority, and we look forward to serving you soon.

Operating Hours

We're here to serve you! Our lobby hours are Monday through Wednesday from 8:00 AM to 4:00 PM, and on Thursday and Friday, we extend our hours from 9:00 AM to 6:00 PM. Whether you need assistance with personal banking, auto loans, or any of our other services, we have a time that fits your schedule.

Services Offered

At Memphis City Employees, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our dedicated team is ready to help you navigate your financial journey. Plus, if you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Member Eligibility

Joining the Memphis City Employees is like becoming part of a close-knit family that truly cares about its members. If you live or work in the Memphis area, you're likely eligible to join us! We welcome individuals who are employees of the city, as well as their family members, making it easy for you to access our friendly services and benefits. Our goal is to support your financial journey with competitive rates and personalized attention. To find out more about specific eligibility requirements, feel free to visit our website at http://www.memphiscu.org/who-we-are/membership . Getting started is simple! Just swing by our branch located at 4135 Elvis Presley Blvd Memphis Tn 38116, or give us a call at (901) 398-1101 for any questions you might have. You can also check out how to open an account by visiting http://www.memphiscu.org/our-products/loans/auto-loans . We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans to report, we believe in creating a foundation for future opportunities. We aim to offer financing options that help local businesses thrive and compete effectively.

Merchant Services That Make Transactions Easy

Imagine running your business without the hassle of payment processing. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. With tools that simplify payment acceptance and manage cash flow, you'll see how we can be an essential part of your daily operations. Ready to take the next step? Visit us at 4135 Elvis Presley Blvd Memphis Tn 38116 in Memphis, TN or call us at (901) 398-1101. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Support

For our business members, Business Banking services such as Merchant Services & Business Loans empower you to operate smoothly and efficiently. We understand the unique challenges faced by small businesses and are here to provide solutions tailored specifically for you.

Credit Cards with Benefits

Our credit card options offer more than just a way to spend; they come with rewards that can help you earn while you shop. This means every purchase can bring you closer to exciting rewards or cash back opportunities.

Digital Banking Convenience

In today's world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere whether it's checking balances on the go or transferring money between accounts. You'll also appreciate our ATM & Cash Withdrawal Services, which let you access your funds anytime, anywhere.

Loans Made Easy

If you're considering a new vehicle, our Auto Loans & Vehicle Financing can make that dream car a reality with competitive rates and flexible terms. Perhaps you're looking to purchase a home; our Mortgage Loans & Refinancing services ensure you find the best mortgage option suited to your budget. For personal projects or debt relief, our Personal Loans & Debt Consolidation give you the freedom to manage your finances without stress.

Personal Banking

For those managing everyday expenses, our Personal Banking services include Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a checking account that offers no monthly fees and a savings account that helps you grow your money effortlessly. Whether you're saving for a vacation or just trying to budget better, we have options that will work for you.

Quick Transactions Made Simple

We know how valuable your time is, which is why we offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you're in a hurry, our ATMs provide easy access for balance checks and cash withdrawals without stepping inside. We invite you to explore all these services at Whitehaven, where helping you succeed financially is our top priority. If you have questions or need assistance getting started, don't hesitate to call us at (901) 398-1101. Join us today and experience the difference that comes with being part of the Memphis City Employees family!

Digital & Online Banking

Key Features

Need to access your statements? With e-statements available, you'll receive your financial documents electronically saving paper and reducing clutter. If you prefer doing things on your mobile device, our mobile application makes it easy to handle transactions right from your phone. You can also take advantage of our mobile payments feature to make purchases quickly and securely without cash or cards. Ever need to send money to a friend? Our person-to-person transfers make it simple to send money directly from your account in just moments. Plus, with 24/7 online banking services, help is always just a click away day or night. While we currently don't offer electronic signature authorization for documents, we're committed to providing you with all the tools you need for efficient banking. Join us at Memphis City Employees today and discover how our digital services can enhance your banking experience!

Financial Strength

Commitment to Growth

With $65,669,965 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $37,069,054 in used auto loans and a total of $262,590,252 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $1,456,964, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $56,797,188 in share certificates and $44,479,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $259,359, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $68,508,706, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1491 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

We have a robust member base with 80,009 total share accounts, demonstrating trust from our community. The funds available for lending and investments stand at $2,019,779 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memphis City Employees is your trusted partner. Visit us at 4135 Elvis Presley Blvd., Memphis TN 38116 or call us at 901-398-1101 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,363,054 in used vehicle loans and $23,307,183 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to help you find the right financing option.

Credit Lines and Credit Cards

For those looking for flexible spending solutions, we provide credit lines totaling $67,000,000 and unsecured credit card loans with a total of $13,071,707. These products are designed to help you manage your finances effectively while offering convenience for everyday purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,662,764, make buying or refinancing simple. We are committed to guiding you through the process and ensuring you understand all your options.

Refinancing and Eligibility

If you're considering refinancing any existing loans or want to explore eligibility options for our various loan products, our knowledgeable staff is ready to assist you. We can provide insights tailored to your specific situation and help you navigate through the available choices. We pride ourselves on being part of your community here at Memphis City Employees, located at 4135 Elvis Presley Blvd Memphis Tn 38116, Memphis, TN. If you have questions or need assistance, don't hesitate to reach out at (901) 398-1101 during our operating hours: Monday - Wednesday from 8:00 am - 4:00 pm and Thursday & Friday from 9:00 am - 5:00 pm (Lobby) or until 6:00 pm (Drive-Thru). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

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MEMPHIS CITY EMPLOYEES CREDIT UNION