Home Equity Loans in Hampton, VA

Looking for the best home equity loan rates in Hampton, VA? Compare local lenders to find low rates and flexible terms that fit your needs. Whether you’re planning a remodel or consolidating debt, the right loan is just a few clicks away.

Hampton homeowners trust community banks and credit unions for fast funding and personalized service. Start comparing offers today to unlock your home's potential with confidence and support from lenders who understand Hampton’s unique market.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Virginia has a HELOC with an APR range of 5.99% to 18% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. The Home Equity loan APR is steady at 7.5% across all time frames, showing no change from 7, 30, 60, or 90 days ago.

Newport News Shipbuilding Employees has a Home Equity rate range of 6.14% to 9.24% today. These rates have stayed the same compared to 7 days ago and 30 days ago, with no change from 60 days ago either. The APR range remains steady across all these time frames. Truliant has a Home Equity APR range of 6.14% to 9.22% today, unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago. Their HELOC rates are 7.25% to 9.75% now, unchanged from a week ago and down from the higher ranges seen in the past 30, 60, and 90 days.

Langley has a HELOC with an APR range of 6.49% to 7.25% today. This rate range is lower than it was 7, 30, 60, and 90 days ago, when the top end was 7.5% . The minimum APR has stayed the same over this period. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupont Community has a HELOC with an APR range of 6.75% to 7.5% today. This rate is the same as it was 7 days ago but lower than the 7% rate from 30 days ago. Northwest has a HELOC rate range of 6.75% to 9% today, unchanged from 7 and 30 days ago but lower than the 7% to 9.25% seen 30, 60, and 90 days ago. Its Home Equity loan rate is 7% today, unchanged from 7 and 30 days ago but down from 7.25% over the past 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% .

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

🏦 All Local Lenders in Hampton, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LANGLEY FEDERAL CREDIT UNION	1055 W MERCURY BLVD HAMPTON VA 23666	⏰ Monday - Friday 8:30am - 5:00 pm Saturday 8:30am - 12:30pm 📞 7578275328 📠 7575961684	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $5,361,019,428 Deposits: $357,894,169 Net Worth: $474,822,579 Employees: 685 Members: 384,941
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	50 HAMPTON CLUB DR HAMPTON VA 23666	⏰ Lobby M - F: 0900 - 1730 Sat: 0900 - 1400Drive Thru M - F: 0900 - 1730 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	2023 VON SCHILLING DR HAMPTON VA 23666	⏰ Lobby: M - F: 0900 - 1730 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	2300 CUNNINGHAM DR HAMPTON VA 23666	⏰ Monday through Thursday - 9:00 am to 5:30 pm.Friday - 9:00 am to 6:00 pm. 📞 7579288850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	1168 BIG BETHEL RD HAMPTON VA 23666	⏰ Monday through Thursday - 9:00 am to 5:30 pm.Friday - 9:00 am to 6:00 pm. 📞 7579288850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009
HAMPTON ROADS EDUC CREDIT UNION INC CREDIT UNION	2130 CUNNINGHAM DR HAMPTON VA 23666	⏰ 9:00 am thru 5:00 pm -Monday through Friday 📞 7578380707 📠 7578380776	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $42,640,203 Deposits: $1,894,122 Net Worth: $3,424,341 Employees: 14 Members: 4,676
1ST ADVANTAGE FEDERAL CREDIT UNION	2014 COLISEUM DR HAMPTON VA 23666	⏰ M - Th 9-5F 9-5 📞 7578772444 📠 7578863314	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,000,428,625 Deposits: $86,512,535 Net Worth: $146,602,757 Employees: 221 Members: 70,741

🏘️ All the Lenders Available in Hampton City County, VA

✅LANGLEY FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION

✅HAMPTON ROADS EDUC CREDIT UNION INC CREDIT UNION

✅1ST ADVANTAGE FEDERAL CREDIT UNION

✅HEALTHCARE SYSTEMS FEDERAL CREDIT UNION

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