Hampton Roads Educ Credit Union VA | Best Auto Loans & Business Banking

Introduction

Welcome to Hampton Roads Educators' Credit Union, your trusted financial partner since 1954. Located at 2130 Cunningham Dr, Hampton, VA 23666, we proudly serve our community with dedication and a personal touch. With over 4,676 members and assets totaling $42,640,203, we focus on providing tailored solutions for every financial need. At Hampton Roads Educators' Credit Union, we're not just about numbers; we're about people. Our commitment to our members is evident in our wide range of services, including checking and savings accounts, auto loans, mortgages, and credit cards that offer rewards. With total deposits exceeding $1,894,122 and a solid net worth of $3,424,341, you can trust us to manage your money wisely. Led by our dedicated CEO, Karen Orie, and Board President Cornelious Chambliss, our team of 14 employees is here to ensure you receive the best service possible. Whether you're looking for a loan or need assistance with online banking, we're just a phone call away at 757-838-0707. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2130 Cunningham Dr, Hampton, VA 23666. Join us today and experience the difference of being part of a community-focused credit union. Visit our website at hrecu.org to learn more about what we offer or stop by during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. We're excited to help you achieve your financial goals!

Branch History & Mission

Community Commitment

As part of our commitment to inclusivity, we ensure that all our services are ADA compliant and accessible for everyone in the community. Our team is dedicated not just to banking but also to fostering relationships that build trust and understanding among our members. We invite you to join us at Hampton Roads Educators' Credit Union, where your financial goals meet personalized service and community spirit. Experience firsthand how we can help you thrive financially visit us today or give us a call at (757) 838-0707!

Our Evolution

Over the decades, Hampton Roads Educ Credit Union Inc has embraced change while remaining committed to our mission of providing exceptional financial services. We've expanded our offerings from basic savings and checking accounts to include auto loans, mortgage options, and credit cards with rewards. This evolution reflects our dedication to meeting the diverse needs of our community. From our early days, we have prioritized community support through various outreach programs and partnerships. Our goal has always been to empower our members financially while also giving back to the neighborhoods we serve.

Our Mission

At the heart of everything we do is our mission: to provide high-quality financial services that promote the well-being of our members and their families. We believe that everyone deserves access to financial tools and resources that can help them achieve their dreams. Whether you're looking for personal banking solutions or business services, we are here to guide you every step of the way. While members can visit us at 2130 Cunningham Dr Hampton Va 23666, official correspondence should be sent to 2130 Cunningham Dr, Hampton, VA 23666. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM. We also offer ATM services and drive-thru banking for those on the go.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your comfort in mind. We offer ample parking for all our members and ensure that our facilities are ADA compliant, featuring ramps and accessible entrances to accommodate everyone. If you're on the go, we also have a drive-thru service available for quick transactions without having to leave your vehicle. Plus, we proudly provide ATM access so you can manage your funds anytime.

Operating Hours

Our friendly staff is here to assist you Monday through Friday from 9:00 AM to 5:00 PM. We understand that life gets busy, so we're committed to being here when you need us.

Services Offered

At the Hampton Roads Educators' Credit Union, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to be your one-stop shop for all things banking. With online and mobile banking options available as well, managing your finances has never been easier. We invite you to come visit us or give us a call at 757-838-0707. Our dedicated team is eager to help you with any questions or services you may need. Experience banking with a personal touch at Hampton Roads Educators' Credit Union!

Member Eligibility

Joining the Hampton Roads Educ Credit Union Inc is like stepping into a welcoming community that truly cares about its members. If you're interested in becoming part of this supportive family, you'll find that eligibility is straightforward and inclusive. Essentially, anyone who works in education, or is a family member of someone who does, can apply for membership. This means teachers, administrators, support staff, and even relatives are all welcome to enjoy the benefits we offer. By choosing to bank with us, you'll have access to competitive rates on loans and savings products designed to help you reach your financial goals. To get started, simply visit our branch at 2130 Cunningham Dr, Hampton, VA 23666, or give us a call at 757-838-0707 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. You can also check out more detailed eligibility criteria on our website at www.hrecu.org. We can't wait for you to experience the advantages of being a member with us!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine accepting credit card payments without the hassle our services help you focus on what matters most: serving your customers. Whether you're a local retailer or a service provider, our tools make transactions smoother, allowing you to enhance customer satisfaction and streamline operations. Ready to explore how our business banking solutions can elevate your company? Visit us at 2130 Cunningham Dr Hampton Va 23666 in Hampton, VA, or call us at (757) 838-0707 for personalized assistance. Your success is our mission!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also offer essential banking features such as ATM & Cash Withdrawal Services, available 24/7 for your convenience. Our Basic Drive-Thru Banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle perfect for those busy days when time is short. We invite you to explore all that we have to offer! For more information about our services or to speak with one of our friendly representatives, please call us at 757-838-0707. Visit us today at 2130 Cunningham Dr, or check out our website at hrecu.org. Join us at Hampton Roads Educ Credit Union Inc., where we're not just about banking; we're about building relationships and supporting your financial journey!

Business Banking Services

For our business members, we have tailored Business Banking services that include Merchant Services & Business Loans. We aim to support local businesses in achieving their financial goals with products designed specifically for their needs.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why at Hampton Roads Educ Credit Union Inc., we embrace technology through our Online & Mobile Banking features. You can access your accounts anytime and anywhere, making it easy to check balances, transfer funds, or pay bills right from your phone or computer.

Loans for Every Need

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come in handy. We understand that managing debt can be overwhelming, so we provide solutions tailored to your situation. Additionally, our Credit Cards with Rewards offer great benefits for everyday purchases while helping you build your credit history.

Personal Banking Solutions

Whether you're looking to open a checking account or save for future goals, we offer Personal Banking options that fit your lifestyle. With flexible Checking & Savings Accounts, you can manage your finances easily. Plus, our Auto Loans & Vehicle Financing help you get on the road with competitive rates that make owning a car more affordable. If you're eyeing your dream home, our Mortgage Loans & Refinancing services will guide you through the process smoothly.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking services give you complete control over your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with the availability of electronic signature authorization, signing documents has never been simpler or more secure. You can also enjoy e-statements, which let you view your account statements online instead of waiting for them to arrive in the mail. This not only helps you keep track of your finances but also reduces paper waste making it an environmentally friendly option!

Mobile Banking Options

For those who prefer banking on-the-go, our mobile payments feature allows you to make purchases directly from your phone. While we currently don't have a dedicated mobile application, rest assured that our website is optimized for mobile use, ensuring you can manage your accounts seamlessly from any device. If you're looking to send money to friends or family quickly, our person-to-person transfer option provides an easy solution though this feature is not yet available at Hampton Roads Educ Credit Union Inc. We're always working on improving our services to meet your needs. In summary, with the blend of convenience and security offered by our digital banking services at Hampton Roads Educ Credit Union Inc, managing your finances has never been easier. Explore all that we have to offer at https://www.hrecu.org/ and take advantage of these modern tools designed with you in mind!

Financial Strength

At Hampton Roads Educ Credit Union Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want a credit union that stands strong and supports your financial journey. With a net worth of $3,424,341, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,005,869 in share certificates and $4,546,056 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,398,924 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,223,574 in used auto loans and a total of $17,910,850 in loans and leases. Our commitment to operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 8,211, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hampton Roads Educ Credit Union Inc is your trusted partner. Visit us at 2130 Cunningham Dr Hampton Va 23666 or call 757-838-0707 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For those looking for business solutions, our outstanding commercial loans provide the capital needed to grow and expand. Although currently there are no outstanding commercial loans available at this time, we're committed to meeting the needs of all members. We invite you to visit us at our branch located at 2130 Cunningham Dr Hampton Va 23666, or give us a call at 757-838-0707 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. Our friendly staff is ready to assist you with any questions regarding eligibility or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Hampton Roads Educ Credit Union can support you in achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,223,574 in used vehicle loans and $3,387,222 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Whether you're interested in a brand-new model or a reliable used car, our auto loan specialists are here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,179,145, make buying or refinancing simple. We offer personalized service to help you navigate through various mortgage products and find the right fit for your situation. If you're considering refinancing your current mortgage, our team can assist with that too.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,053,801 in loans helping members manage their finances effectively, our credit card options come with rewards and features designed to enhance your spending experience.

Loan Aggregator

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Ensuring Accurate Comparisons

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Hampton Roads Educ Credit Union Inc