Home Equity Loans in Plattsburgh, NY

Looking for the best line of credit rates in Plattsburgh, NY? Compare offers from trusted local lenders who understand your community and provide easy, flexible options tailored to your needs. Whether it’s home improvements or managing debt, you deserve a rate that works for you.

Tap into your home’s equity with confidence. Our local lenders offer fast approvals and personalized service, making it simple to find a plan that fits your budget. Start comparing today and see how much you can save with a home equity line of credit in Plattsburgh.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with an APR of 3.99% today. There is no change compared to 7 and 30 days ago. No other term rates are listed for comparison. Broadview has a HELOC with rates ranging from 3.99% to 5.75% today. This range is lower than 7 days ago and 60 and 90 days ago, when the top rate was 14.9% . Compared to 30 days ago, the current top rate is also lower, dropping from 6.25% to 5.75% . The minimum rate has stayed steady at 3.99% throughout.

Hudson Valley has a HELOC with rates today ranging from 4.5% to 7.5% , which is slightly lower than the 7, 30, 60, and 90 days ago range of 4.5% to 7.75% . Their Home Equity loan shows rates between 6.25% and 7.25% today, unchanged from 7 and 30 days ago, and consistent with the 60 and 90–day ranges. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% . Empower has a Home Equity loan with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7 and 30 days ago. The rates have stayed steady over the past month.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Plattsburgh, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
DANNEMORA FEDERAL CREDIT UNION	344 TOM MILLER RD PLATTSBURGH NY 12901	⏰ Mon-Wed & Thurs 9:00am-4:30pm Fri 8:30am-5:00pm Sat 8:30am-12:00pm Drive-Thru Mon-Wed 7:30am-4:30pm Thurs 7:30am-5:00pm Fri 7:30am-5:30pm 📞 5188250323	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $304,567,826 Deposits: $17,785,971 Net Worth: $40,184,642 Employees: 51 Members: 22,053
DANNEMORA FEDERAL CREDIT UNION	342 TOM MILLER RD PLATTSBURGH NY 12901	⏰ 8:00-4:00 📞 5188250323	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements E-Signature	Assets: $304,567,826 Deposits: $17,785,971 Net Worth: $40,184,642 Employees: 51 Members: 22,053
PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION	49 BROAD ST STE 101 PLATTSBURGH NY 12901	⏰ Monday thru Friday 8am to 1:30 pm Tuesdays and Thursdays 8am to 4:30 pm 📞 5185614510 📠 5185668716	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $8,287,654 Deposits: $483,686 Net Worth: $1,312,338 Employees: 5 Members: 761
SEA COMM FEDERAL CREDIT UNION	139 SMITHFIELD BLVD PLATTSBURGH NY 12901	⏰ 8-5 M-Th8-6 F9-12 S 📞 3157640566 📠 3157640152	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $787,112,156 Deposits: $24,337,568 Net Worth: $121,411,320 Employees: 131 Members: 55,187
UFIRST FEDERAL CREDIT UNION	274 RUGAR ST PLATTSBURGH NY 12901	⏰ Lobby: 8:30am - 4:30pm Monday-Friday 8:30am - 5:00pm Thursday Drive-up: 7:30am-4:30pm Monday- Friday 7:30am - 5:00pm Thursday 8:30am - 12:00pm Saturday 📞 5183245700 📠 5183245777	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $131,505,445 Deposits: $723,850 Net Worth: $17,491,196 Employees: 30 Members: 10,056
UFIRST FEDERAL CREDIT UNION	101 BROAD ST PLATTSBURGH NY 12901	⏰ Monday 10:00 am - 2::00 pmWednesday 9:00 am - 1:00 pm (bi-weekly)Thursday 10:00 am - 2:00 pmFriday 10:00 am - 2:00 pm 📞 5183240619 📠 5183245777	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $131,505,445 Deposits: $723,850 Net Worth: $17,491,196 Employees: 30 Members: 10,056
CVPH EMPLOYEES FEDERAL CREDIT UNION	75 BEEKMAN ST PLATTSBURGH NY 12901	⏰ MONDAY-FRIDAY 8AM UNTIL 4PMCLOSED WEEKENDS AND HOLIDAYS 📞 5185627030 📠 5185627744	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $10,188,463 Deposits: $2,262,765 Net Worth: $1,055,302 Employees: 3 Members: 1,337
CVPH EMPLOYEES FEDERAL CREDIT UNION	75 BEEKMAN ST PLATTSBURGH NY 12901	⏰ MONDAY-FRIDAY 7:30am-4:30pm 📞 5185627030 📠 5185627744	ATM Services Only	P2P E-Statements	Assets: $10,188,463 Deposits: $2,262,765 Net Worth: $1,055,302 Employees: 3 Members: 1,337
ADIRONDACK REGIONAL FEDERAL CREDIT UNION	672 STATE ROUTE 3 PLATTSBURGH NY 12901	⏰ Mon- Fri 9am-5pm 📞 5185620221 📠 5183597366	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $89,366,082 Deposits: $9,016,866 Net Worth: $6,874,695 Employees: 16 Members: 7,085

🏘️ All the Lenders Available in Clinton County, NY

✅DANNEMORA FEDERAL CREDIT UNION

✅MOUNTAIN VALLEY FEDERAL CREDIT UNION

✅PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION

✅SEA COMM FEDERAL CREDIT UNION

✅UFIRST FEDERAL CREDIT UNION

✅CVPH EMPLOYEES FEDERAL CREDIT UNION

✅ADIRONDACK REGIONAL FEDERAL CREDIT UNION

✅NORTH COUNTRY FEDERAL CREDIT UNION

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