Home Equity Loans in Newark, NJ

Thinking about tapping into your Newark home's equity? Explore local options that offer flexible terms and competitive rates, designed to fit your needs—whether it's for renovations, debt consolidation, or other big expenses.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . American Heritage has a Home Equity rate range of 5.24% to 8.24% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rates are 5.99% to 8.49% now, unchanged from 7 and 30 days ago but slightly lower than 30 and 90 days ago. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today. This is lower than the rates from 7 and 30 days ago, which were both 5.99% to 7.4% . The rates have gone down compared to the past month. Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% .

Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Newark, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
ESSEX COUNTY TEACHERS FEDERAL CREDIT UNION
465 MARTIN LUTHER KING JR BLVD NEWARK NJ 07102
E-Statements
Assets: $22,169,500
Deposits: $814,085
Net Worth: $1,647,161
Employees: 11
Members: 3,815
FEDERAL EMPLOYEES NEWARK FEDERAL CREDIT UNION
970 BROAD ST NEWARK NJ 07102
ATM
Assets: $15,356,827
Deposits: $954,764
Net Worth: $2,701,167
Employees: 6
Members: 2,339
NEWARK POST OFFICE EMPLOYEES CREDIT UNION
2 FEDERAL SQ NEWARK NJ 07102
Assets: $2,333,693
Deposits: $797,248
Net Worth: $772,919
Employees: 7
Members: 947
PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION
80 PARK PLZ NEWARK NJ 07102
Assets: $13,437,440
Deposits: $302,852
Net Worth: $2,453,854
Employees: 4
Members: 951
RUTGERS FEDERAL CREDIT UNION
249 UNIVERSITY AVE NEWARK NJ 07102
P2P
E-Statements
E-Signature
Assets: $81,226,401
Deposits: $8,233,579
Net Worth: $7,928,335
Employees: 13
Members: 6,713

🏘️ All the Lenders Available in Essex County, NJ

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