Home Equity Loans in Cambridge, MA

Looking for the best line of equity rates in Cambridge, MA? Our local lenders offer competitive rates and flexible terms designed to fit your needs, whether you’re renovating your home or consolidating debt. It’s easy to compare and find the right option for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Coastal1 has a HELOC with rates today from 5.99% to 6.5% , unchanged from 7 and 30 days ago but lower than 30 and 60 days ago when the top rate was 6.75% . Their Home Equity loan shows rates between 7.13% and 7.38% , the same as 7 days ago and lower than 60 days ago when the rate was 7.25% . Jeanne D'Arc has a HELOC with an APR range of 6.25% to 18% today. This is higher than the 4.5% to 18% range from both 7 and 30 days ago. The upper APR stayed the same, but the minimum rate increased compared to the past month.

Rockland has a Home Equity APR range of 6.38% to 7.75% today. This is lower than the rates from 7 and 30 days ago, which were 6.99% to 8% , and also down from 60 and 90 days ago when the range was 6.99% to 8.25% . The rates have moved down across all these time frames. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Nesc Credit Union has a Home Equity loan with an APR range of 6.99% to 7.49% today. This rate is the same as it was 7 days ago and also matches the rates from 30 and 60 days ago. The APR has stayed steady over the past two months. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Merrimack Valley has a Home Equity loan with an APR range of 6.99% to 8.5% today. This rate is the same as it was 7 days ago and slightly lower than the 6.99% to 8.75% range from 30 days ago.

🏦 All Local Lenders in Cambridge, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
113 GARDEN ST CAMBRIDGE MA 02138
P2P
E-Statements
Assets: $13,927,703
Deposits: $1,217,857
Net Worth: $3,193,803
Employees: 3
Members: 859
WEBSTER FIRST FEDERAL CREDIT UNION
20 SELTON STREET CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,448,827,072
Deposits: $31,296,104
Net Worth: $261,871,848
Employees: 214
Members: 92,283
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 4 CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 1 CAMBRIDGE MA 02138
ATM
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HANSCOM FEDERAL CREDIT UNION
330 MOUNT AUBURN ST CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,814,471,655
Deposits: $5,747,502
Net Worth: $214,622,275
Employees: 219
Members: 102,259

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION
✅WORKERS FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅ALIGN CREDIT UNION
✅ST MARYS CREDIT UNION
✅METROWEST COMMUNITY FEDERAL CREDIT UNION
✅METRO 66364 CREDIT UNION
✅COMMON TRUST FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION
✅BAXTER CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION
✅PATHWAY CREDIT UNION
✅MILLS42 FEDERAL CREDIT UNION
✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅TEWKSBURY FEDERAL CREDIT UNION
✅LOWELL FIREFIGHTERS CREDIT UNION
✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION
✅MEMBERS PLUS CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION
✅MALDEN FEDERAL CREDIT UNION
✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅MASS BAY CREDIT UNION
✅HEALTH ALLIANCE FEDERAL CREDIT UNION
✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION
✅MASS INSTITUTE OF TECH CREDIT UNION
✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LEXINGTON MA FEDERAL CREDIT UNION
✅WATERTOWN MUNICIPAL CREDIT UNION
✅BELMONT MUNICIPAL FEDERAL CREDIT UNION
✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

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