Home Equity Loans in San Jose, CA

Looking to tap into your San Jose home's value? Comparing home equity loan offers helps you find the best rates and terms tailored to your needs. Whether you’re planning a remodel or consolidating debt, the right HELOC can make it happen smoothly.

San Jose homeowners deserve lenders who understand the local market and offer clear guidance. Explore top HELOC companies in your area to secure fast funding and flexible options that fit your financial goals—all with a friendly, community-focused approach.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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Why compare Home Equity Loans in San Jose, CA on LendMesh

If you’re searching for the best HELOC companies in San Jose, CA, it’s worth taking the time to compare multiple lenders on LendMesh. Exploring different options helps you uncover more competitive rates and terms tailored to your needs. With a variety of choices at your fingertips, you can confidently find a home equity loan or line of credit that fits your goals, whether you’re funding renovations or consolidating debt.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts designed for San Jose borrowers like you. Set your target interest rate, and we’ll notify you as soon as offers drop below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and curated loan deals—helping you stay ahead and secure the best HELOC opportunities available.

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