Home Equity Loans in San Jose, CA

Looking to tap into your San Jose home's value? Comparing home equity loan offers helps you find the best rates and terms tailored to your needs. Whether you’re planning a remodel or consolidating debt, the right HELOC can make it happen smoothly.

San Jose homeowners deserve lenders who understand the local market and offer clear guidance. Explore top HELOC companies in your area to secure fast funding and flexible options that fit your financial goals—all with a friendly, community-focused approach.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago and also unchanged from 60 days ago. Their Home Equity loan has a fixed APR of 8.25% , steady over the past 7, 30, 60, and 90 days. Both products show no change in rates during these periods.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

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Why compare Home Equity Loans in San Jose, CA on LendMesh

If you’re searching for the best HELOC companies in San Jose, CA, it’s worth taking the time to compare multiple lenders on LendMesh. Exploring different options helps you uncover more competitive rates and terms tailored to your needs. With a variety of choices at your fingertips, you can confidently find a home equity loan or line of credit that fits your goals, whether you’re funding renovations or consolidating debt.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts designed for San Jose borrowers like you. Set your target interest rate, and we’ll notify you as soon as offers drop below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and curated loan deals—helping you stay ahead and secure the best HELOC opportunities available.

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