Home Equity Loans in Santa Clara, CA

Looking for the best line of credit in Santa Clara, CA? Discover flexible home equity loan options designed to fit your budget and goals, whether you’re upgrading your home or consolidating debt. Local lenders offer personalized service and competitive rates you can trust.

Unlock your Santa Clara home's potential with easy access to funds and fast approvals. Compare offers from trusted lenders in your area to find a loan that works for you, making your home improvements or financial plans simple and stress-free.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
skylacu
6.75 - 8.2 %
15 Yrs
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
techcu
6.75 - 8.5 %
20 Yrs
80 %
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago and also unchanged from 60 days ago. Their Home Equity loan has a fixed APR of 8.25% , steady over the past 7, 30, 60, and 90 days. Both products show no change in rates during these periods.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Santa Clara, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in Santa Clara, CA

Why compare Home Equity Loans in Santa Clara, CA on LendMesh

If you’re searching for the best line of credit in Santa Clara, CA, take your time comparing lenders on LendMesh. Exploring multiple options helps you find better rates and terms that fit your needs without feeling rushed. Whether you’re unlocking home equity or consolidating debt, a little extra research can lead to smarter financial decisions and savings.

Stay informed effortlessly by subscribing to LendMesh’s personalized alert service. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as matching offers become available. Receive weekly or monthly updates with expert insights, rate trends, and curated loan deals, all tailored for borrowers in Santa Clara. Join thousands who rely on LendMesh to make confident, timely choices.

Customers are also interested in:

Best Line Of Credit