Filters
Looking for the best home equity loan rates in Benicia, CA? Compare offers from trusted local lenders who understand your community and financial needs. Whether you’re planning home improvements or consolidating debt, finding the right loan is easier with personalized options and clear terms.
Benicia homeowners can tap into their home’s value with confidence. Local lenders offer competitive rates, fast funding, and flexible repayment plans designed to fit your budget. Start comparing today to find a home equity loan that supports your goals without the hassle.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Certified has a Home Equity rate range of 6.62% to 7.23% today, which is higher than the 6.38% to 6.98% range from 7, 30, 60, and 90 days ago. Its HELOC rate is 7% now, up from 6.75% over the same past periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Sandia Laboratory's Home Equity loan has a today's APR of 6.7% . This rate is the same as 7 and 90 days ago but higher than it was 30 and 60 days ago, when it was 6.5% .
Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days. America'S Christian has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.
Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Valley First has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 18% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.
Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 6.88% . Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 90 days.