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Looking for the best home equity loan rates in Benicia, CA? Compare offers from trusted local lenders who understand your community and financial needs. Whether you’re planning home improvements or consolidating debt, finding the right loan is easier with personalized options and clear terms.
Benicia homeowners can tap into their home’s value with confidence. Local lenders offer competitive rates, fast funding, and flexible repayment plans designed to fit your budget. Start comparing today to find a home equity loan that supports your goals without the hassle.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Chevron's HELOC rate is 6.75% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity loan rate is 7.99% , which has also stayed the same over the past 7, 30, 60, and 90 days. Both rates have been steady for at least three months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Community First has a Home Equity rate range of 6.75% to 7.5% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate range is 7.25% to 8.24% , up from 7% to 7.99% over the past 7 days and also higher than 30, 60, and 90 days ago.
Skyla's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity rate is 8.25% now, up from 8.2% a week and 30 days ago, and higher than 7.98% sixty days ago. Blupeak's Home Equity loan has a fixed APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The HELOC rate is now between 8.5% and 9% , up from 8.25% to 8.75% in the last 7, 30, 60, and 90 days. Rize's HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but higher than the 4% –8% range from 60 and 90 days ago. The Home Equity loan APR range is 6.75% –1% 1.75% , unchanged from 7 and 30 days ago. The HELOC rate is steady compared to last week but up from two to three months ago.
California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. San Diego County shows a Home Equity APR range of 6.81% to 7.33% today, which is down from 6.88% to 7.38% seven and 30 days ago. The HELOC APR range is 8.5% to 9% , up from 8.25% to 8.75% over the same periods. Both products have moved in opposite directions compared to a month ago.
Kinecta's HELOC has an APR range of 5.99% to 7.88% today, which is up from 7 days ago when the top rate was 7.62% . The Home Equity loan rate is 6.87% today, the same as 7 days ago but higher than 30 days ago at 6.74% and lower than 90 days ago at 6.99% . Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.